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Homeowner's Insurance

Will homeowners insurance cover damage to your home due to improper construction?

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2010-05-21 06:24:29
2010-05-21 06:24:29

That would be covered under Your Builders General Liabiity Insurance Policy,

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No. This is not what homeowners insurance is for. Homeowners insurance is to pay for physical damage to your home and contents.


Homeowners insurance covers many things, but not faulty construction or damage caused by deferred maintenance. You will have to check with your insurance company to see if the problem and its cause are covered.


No, unfortunately it does not. Your homeowners insurance covers damage to your home. Your auto insurance covers damage to your car.


No. You homeowners insurance specifically excludes motorized vehicles. You auto insurance will cover damage you did to their home with your car. Your homeowners is not designed to cover damage you do with your vehicle under any circumstances.


Your homeowners insurance should cover damage to your sprinkler system if the cause of the damage is covered by your homeowners insurance policy such as fire, lightning, freezing of pipes, etc. Homeowners insurance is not a maintenance policy and will not cover mechanical failure of your system.


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No, Your homeowners insurance does not cover vehicle damage. That's what auto insurance is for.


no it has nothing to do with your grill cause its homeowners insurance.


If the fire damage has been repaired, you can get homeowners insurance from any company of your choosing.


No. Homeowners Insurance does not cover Hail damage to an Automobile.Hail damage to an automobile is covered by the vehicles Auto insurance policy. Vehicles are not scheduled property on a homeowners policy.


Yes, most homeowners insurance will cover this type of damage. You need to read your specific policy for exclusions for water damage.


Damage must be due to a covered cause for the damage to be claimed on your homeowners insurance. I cannot think of any way damage to a sewer could be from a covered cause.


No, Homeowners Insurance covers houses.Auto insurance covers cars.Answerno, autos are not covered under the homeowners - contact auto comprehensive insurer


If you don't have homeowners insurance you just have to remove the tree and fix the damage yourself.


No. Homeowners insurance only covers physical damage to the home and contents and liability risks.


Actually, This is covered under your Contractors General Liability Insurance. If your contracting builder does not have insurance, you need to get rid of him, and find another contractor immediately.


Sure, as long as the damage was from a covered cause. The key to homeowners insurance is that the damage is due to a covered cause. If you a re searching to see if your insurance will pay for replacing the pipe because of lack of maintenance, no it will not. Maintenance is not covered on a homeowners policy.


Pre-existing home damage.Retroactive in what way? the state of Kentucky?Homeowners Insurance Policies do not cover preexisting damage to a home.


Yes, Homeowners insurance typically does provide coverage for losses that result from an accidental fire.


NO, Homeowners insurance does not cover automobiles.


Homeowners insurance covers what is inside the home. Check your auto insurance for auto damages.



"Flood Insurance" will cover damage resulting from a Flood. Homeowners Insurance will not.


Yes a furnace is covered property under a homeowners insurance policy. However, the key to whether the policy will pay for damage is the cause of the damage. This is always the key to coverage.




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