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Does homeowner's insurance cover damage done by renters?
Homeowners insurance No. But a landlords Dwelling Policy yes.
What happens if you get a speeding ticket in a rental car with no renters insurance?
The speeding ticket is a separate issue. If you don't have insurance you get done for driving without insurance, speeding or not.
Will insurance cover damage to a vehicle that was backed into a pole?
As long as you have collision yes insurance will cover the damage that was done.
Is a property owner liable to others if there is fire on the owned property and the automatic sprinklers activate and cause water damage to the property of others?
It depends on how the lease is written. You may be liable if the damage was done as a result of actions caused by the landlord, and as such the landlord is responsible for the sprinkler system. However, you shold be covered under your insurance or better yet the other tenant should be covered under their insurance. The damage was done as a result of a properly working system which contained a fire and any subsequent damage done by the water should be covered by each tenants "renters insurance". Unfortunately without reading the lease I can only speculate. You may need an attorney to read the lease and advise you, you may be able to find it in the lease yourself. It depends on how the lease is written. You may be liable if the damage was done as a result of actions caused by the landlord, and as such the landlord is responsible for the sprinkler system. However, you should be covered under your insurance or better yet the other tenant should be covered under their insurance. The damage was done as a result of a properly working system which contained a fire and any subsequent damage done by the water should be covered by each tenants "renters insurance". Unfortunately without reading the lease I can only speculate. You may need an attorney to read the lease and advise you, you may be able to find it in the lease yourself.
How does damage done to your vehicle affect your future insurance rates?
No damage, no claims
Does homeowners insurance cover damage in your attic done by opossum?
Yes.
How much property damage is covered in liability car insurance?
That all depends on your insurance and how much damage they feel was done. If they don't cover it, or if you don't have enough insurance, they can file a law suit.
Does your insurance cover property damage from the tenant?
No. Damage done by a tenant is specifically excluded on a dwelling policy. Tenants are considered insureds under the policy and damage done by an insured is not covered.
Does homeowners insurance cover damage done by foundation failure?
No, but if the failure causes a fire or water damage, then the water and fire damage will be covered.
What does it mean when someone has liability insurance?
It means that their insurance company will pay for damage done to the other party. However, they are on their own for damage done to their own car and their own medical expenses. Collision coverage is for damage done to your car during an accident. Comprehensive coverage would cover other types of damage, such as a tree falling on your car or the actions of vandals.
Whose insurance should pay if you get in an accident in your friend's car and damage is done to the car?
Insurance follows the vehicle, not the driver.
Can a property damage insurance company re-inspect your premises after their adjuster has done a complete inspection with damage estimates?
Sure.
