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Will the Dept of Education garnish your tax return if your loan is in forbearance?
Wiki User
∙ 14y ago
They cant do that simply because when your loan is in forbearance, that means that the D.E has placed your loan on hold. so therefore it cannot go into default. They only take your money when it has gone into a long unpaid default. you should be safe.
Wiki User
∙ 14y ago
Anonymous
Yes! A whopping 20%!
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Can the dept of education garnish your ssa benefits under 700 dollars monthly?
If your gross income from all sources is over $750, yes.
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Absolutely. The forbearance is worked out with a different entity at the lender/bank. It's NOT the loss mitigation dept., You see Customer service can do a forbearance. A loan Modification, the bank literally loses thousands of dollars, with the other, the bank makes more money, not less. www. availableloanmodifications .blogspot. com I will show anyone free.
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AS SOMEONE WHO USED TO WORK FOR THE DEPT OF EDUCATION. IT IS TRUE, BECAUSE THE DEPT OF EDUCATION IS A FEDERAL AGENCY AND SSI AND DISS IS CONSIDERED TO BE A FEDERAL APPROVED PROGRAM, THEY ARE ALLOWED TO INTERCEPT IT UP TO 25% BASED ON THE AMOUNT YOU GET MONTHLY. IF THIS DOES OCCUR, THE OFFSET (GARNISHMENT) WILL CONTINUE UNTIL THE FULL BALANCE OF THE LOAN IS PAID OFF OR YOU DIE! SO BEST THING TO DO IS PAY BEFORE THIS HAPPENS. - THEY ALLOW YOU A 65 DAY PERIOD FROM THE DAY THE LETTER IS MAILED OUT TO YOUR HOME ADDRESS, TO GET ON AN APPROVED ARRANGMENT FOR YOU LOAN.
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