answersLogoWhite

0


Best Answer

I would call several companies at random, including the company you are applying at. I would pose as a potential future member and give no identifying information. If they ask for anything such as a phone number, a social security number or anything else than can identify you, simply say that you are not currently a member and want some basic, general information. This will give you your answer without jeopardizing your insurance coverage. If you lie on your application, however, and are caught, you will probably be canceled immediately and will find it difficult to get insurance. On the other hand, if you find that you won't get insurance at all without lying, you may feel it necessary because you won't have any insurance for anyone to cancel. From what I've seen in the company manuals, you're OK if you have 5 or more years in recovery.

If less and you're in Calif. there's always the Major Risk Plan.

If you belong to a group of 2 or more - no problem. I would never advocate lying on an application. (I'm an insurance agent).

What is "alcohol abuse"? If you have sought treatment, or your doctor has suggested you seek treatment this information will be in your medical records. If your spouse has told you that you drink too much, but there's nothing from a medical professional in your records you're ok.

If there's nothing in your records, but they find alcohol in your blood when they do the exam you've got a problem.

I suggest you call different ones and ask preexisting conditions questions. If you have sought treatment and are sober there are different periods of sobriety they will have to give you a "standard" rate.

If you are denied coverage, you can choose some offshore center where no insurances are ever accepted, and much effective treatment is given for the same price.

Answer 2: Get the professional help you need beforehand. Alcohol abuse is an illness and one needs professional help to break free. Alcohol abuse can damage the brain, the heart, the liver and the stomach. Abuse of alvohol can harm us physically, morally, and spiritually and The Bible states that drunkards will not get everlasting life. 1 Corinthians 6:9,10.

User Avatar

Wiki User

βˆ™ 2016-05-05 16:57:52
This answer is:
User Avatar
Study guides

Health

21 cards

What is the zero tolerance law

What is the minimum fine for a first DUI conviction

Do contacts affect peripheral vision

What is a type of drug that causes distortion of the drivers perception sight hearing and time

➑️
See all cards
4.5
β˜†β˜…β˜†β˜…β˜†β˜…β˜†β˜…β˜†β˜…
4 Reviews

Add your answer:

Earn +20 pts
Q: Will you be denied coverage for alcohol abuse?
Write your answer...
Submit
Still have questions?
magnify glass
imp
Related questions

What is Alcohol misuse abuse dependency?

No. Not all alcohol abuse is alcohol dependency (alcoholism), but all alcoholism is alcohol abuse. Alcohol abuse is common but alcoholism is not.


Can a person be denied ins for spinal problems?

Depends on type of coverage, but it is possible to be denied.


What is the percent of alcohol being involved in spouse abuse?

99.9% of spouse abuse is caused by alcohol abuse.


What percent of animal abuse involves alcohol?

42% of animal abuse was involved with alcohol in 2005.


Can alcohol cause Alcohol abuse and alcoholism?

Yes anxiety is very common and even inevitable in those who abuse alcohol and or drugs.


Is alcohol abuse the same as alcohol addiction?

yes it is.


Can you die of alcohol?

People can die from the abuse of alcohol.


Can alcohol destroy a family?

Alcohol abuse and misuse can.


Why do teenagers abuse alcohol and what are the dangers of teenage alcohol abuse?

teenagers sometimes abuse alchohol because they feel like it is more cool to be underaged and drinking than of the age to drink. but not all teenagers abuse alcohol.


Is alcohol abuse a stress related illness?

Alcohol abuse is not an illness but a behavior. The same is true of alcoholism.


What is the toll of alchohol abuse on American society?

Alcohol abuse in American society can take a big toll. The effects of alcohol abuse include alcohol poisoning, domestic violence, driving under the influence, child abuse and death.


Is drinking alcohol a drug abuse?

Alcohol is a drug, and drinking alcoholic beverages in excess is a form of substance abuse.

People also asked