I would call several companies at random, including the company you are applying at. I would pose as a potential future member and give no identifying information. If they ask for anything such as a phone number, a social security number or anything else than can identify you, simply say that you are not currently a member and want some basic, general information. This will give you your answer without jeopardizing your insurance coverage. If you lie on your application, however, and are caught, you will probably be canceled immediately and will find it difficult to get insurance. On the other hand, if you find that you won't get insurance at all without lying, you may feel it necessary because you won't have any insurance for anyone to cancel. From what I've seen in the company manuals, you're OK if you have 5 or more years in recovery.
If less and you're in Calif. there's always the Major Risk Plan.
If you belong to a group of 2 or more - no problem. I would never advocate lying on an application. (I'm an insurance agent).
What is "alcohol abuse"? If you have sought treatment, or your doctor has suggested you seek treatment this information will be in your medical records. If your spouse has told you that you drink too much, but there's nothing from a medical professional in your records you're ok.
If there's nothing in your records, but they find alcohol in your blood when they do the exam you've got a problem.
I suggest you call different ones and ask preexisting conditions questions. If you have sought treatment and are sober there are different periods of sobriety they will have to give you a "standard" rate.
If you are denied coverage, you can choose some offshore center where no insurances are ever accepted, and much effective treatment is given for the same price.
Answer 2: Get the professional help you need beforehand. Alcohol abuse is an illness and one needs professional help to break free. Alcohol abuse can damage the brain, the heart, the liver and the stomach. Abuse of alvohol can harm us physically, morally, and spiritually and The Bible states that drunkards will not get everlasting life. 1 Corinthians 6:9,10.
No. Not all alcohol abuse is alcohol dependency (alcoholism), but all alcoholism is alcohol abuse. Alcohol abuse is common but alcoholism is not.
Depends on type of coverage, but it is possible to be denied.
99.9% of spouse abuse is caused by alcohol abuse.
42% of animal abuse was involved with alcohol in 2005.
Yes anxiety is very common and even inevitable in those who abuse alcohol and or drugs.
teenagers sometimes abuse alchohol because they feel like it is more cool to be underaged and drinking than of the age to drink. but not all teenagers abuse alcohol.
why central nervous system stimulant is contraindicated in alcohol abuse
Alcohol abuse is not an illness but a behavior. The same is true of alcoholism.
People can die from the abuse of alcohol.
Alcohol abuse and misuse can.
yes it is.
When searching in the library catalog to find information about teenaged girls who abuse alcohol, whch of the following search statements would be most precise? (teenaged girls) AND (alcohol abuse) (teenaged girls) OR (alcohol abuse)
Alcohol and drug addiction is a very common factor in child abuse cases.
Alcohol is a drug, and drinking alcoholic beverages in excess is a form of substance abuse.
Drug and alcohol abuse happen wherever significant numbers of human beings are exposed to drugs and alcohol.
Being a poor role model by abusing alcohol is the major parental influence on promoting alcohol abuse.
alcohol abuse and continuous intake of alcohol could lead to a shortage of breath and eventually cardiac arrest
give them regular rubbing alcohol.
Alcohol and drug abuse are individual problems (that is, are caused by individuals) because it is the individual who chooses to use or to abuse these substances.
A person who consumes 14 or more alcohol drinks in a week is considered to be at risk of alcohol abuse. The best way to prevent the abuse is to monitor, and limit the amount of alcohol drinks consumed in a day. Doctors recommend limiting drinks with alcohol to 3 or less a day.
No one dies from alcohol, only from the abuse of alcohol.
when you spill it ,
Alcoholism is alcohol abuse.