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It's not so much that you're "liable" as it is a question of how this will affect the ratings on your insurance policy since you've included a 17-year-old who's had an accident on your policy. In that case, you would see an effect, most likely, depending on the severity of the accident. If you're wondering whether or not you will be personally responsible for a minor's actions while he is behind the wheel, that's specific to your state. If your son has an accident, though, and you have insurance coverage, your carrier will do what they can to protect you in case of bodily injuries, etc. If your son had an accident and you're not insured...it's a whole different ball of wax. Could you be held financially responsible for his actions? Probably, but that's more a question for an attorney.

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21y ago

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