It depends, if the policy is a named driver policy and you are not listed as a driver then no you are not covered.
If you are asking about the automobile insurance policy, it depends on the specific policy. Most policies include protection when driving another vehicle as long as it is with permission of the owner.
Yes but with subject to Your daughter is not excluded from your policy, you do not have a "limited" policy, your daughter holds a driving licence and has not consumed any alchohol and the insurance policy is not void. The damages to your car and to the third party property of the person can be covered up to the limit specified in your policy.
Only if your insurance policy includes driving in Ireland.
If your insurance policy has permissive use then another driver would be covered in your vehicle if they had an accident. I don't know about other states but in California they should not be living with you and they can not be excluded from your policy. One more thing, they MUST have a valid license.
This depends on the insurance policy. Usually your car is covered, no matter who is driving it. However, if you are driving a car and the owner doesn't have insurance, then your insurance would pay if you got in an accident.
Anyone driving in any state is required to be covered on the insurance policy of the vehicle they're operating, whether named on the policy, or covered by uninsured motorist coverage on that policy.
You have to list the drivers covered to drive your car on the policy. If not he is not covered.
No, in the state of Mass where i am from, the insurance is covered for your car only. It will not follow you if you choose to drive another vehicle. You may want to check the state your are in if this is different, as they may have a different type of policy you can purchase that will cover you. With my experience, the only insurance you have is your health insurance if you are driving another persons vehicle.
no. as long as she is qualified as a permissive user of that vehicle.
This is different from policy to policy. You need to check the owner's policy to see what is covered. If the owner didn't pay for such coverage, then the damage is not covered. Provided the owner is paying for comprehensive and collision coverage the damage will will be covered, subject to a deductible, as long as the driver is not excluded from coverage.
Whether or not someone is covered under your insurance policy in the event of an accident should be outlined in your individual policy. Insurance coverages also vary from state to state and the type of limitations on the individual policy could also be a deciding factor on if someone was covered while driving.
Yes, at least in Mass the insurance coverage goes with the driver and not with the car. However, if you and daughter live together, you must both be on the policy to be covered in the car that has the insurance policy.
it is probably not a good idea to ask this question on wikianswers, as anyone can answer it. not to be rude, but i could have answered that no matter what happened to your daughter, she would still be covered by your policy, and you wouldn't know where i got this information. for the record, i have no idea the answer to your question. you should ask your insurance company. :)
It depends on your coverage. Is there an age limit exclusion or an exclusion for a specific person. If you policy excludes anyone under 21 and you grand-daughter was 18 then it is not covered.
Not only can, but you should. The Insurance policy does not follow the driver, it follows the car.
Yes. If you're not on the policy... you're not covered
Usually children are not covered individually in a policy but can be covered by parents in their own health policy.
No - you can not insure a vehicle that isn't titled to you.
This is actually a pretty complicated question. If you have insurance and your daughter is on your policy, you are covered. No worries. If you have insurance and your daughter has her own insurance, you are covered. If you have insurance and your daughter has no insurance, is not on your policy, and isn't part of your household, you are probably OK. Insurance will accept her as an alternate driver. If you have insurance and your daughter has no insurance and no license, you most likely have a rider on your insurance policy that says she is not a covered driver. You may be screwed. Depending on the state you live in, you may still have minimum liability and the other coverages may be void. If you have no insurance and your daughter doesn't either, you are screwed. The other driver and their insurance company will sue her (as driver) and you (as registered owner) and you are each jointly liable for the full amount of damage. With no insurance company to negotiate for you, you will be paying till it hurts.
Auto insurance typically covers the car, not the driver. So, if you have insurance on your vehicle, but you drive another vehicle that doesn't have insurance, you are not protected by your policy if you have an accident in that other vehicle. However, if you have insurance on your vehicle, and you lend it to a driver (from another household) who does not have his or her own insurance, they will be covered by your policy while they are driving your car.
It is not automatically covered. You must call your insurance company and add the car to your policy.
Depends. If they're going to be driving any of your vehicle(s) then, yes, you'll need to add them to the policy. If they won't be driving any vehicles covered under your policy, then there's no need to.
It depends on the policy. Only 60% of group plans cover dependent pregnancies. Check with the carrier issuing the policy.