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No.
When you get married, your credit reports are the same as they were when you were single.
The actions you take WHILE married, however, may influence your credit score.
In States that are considered "Community Property" or "Marital Property" (there are nine in the US), the spouse must always be included on any new loans. Accordingly, if your spouse decides to apply for credit, your credit score will be a component of whether or not your spouse is approved. Also, if your spouse does not pay that bill on time or skips a payment, your credit report will be impacted.
What else can I help you with?
Does a business credit card change my credit score?
No, because its for a business and it's not in your name. It will however change your credit score if and only if you have a business credit card in your name.
When married, do credit scores combine?
No, when you get married, your credit scores do not combine. Each individual maintains their own credit score, even after marriage.
Does your credit score change monthly?
Your credit score changes about every month. It is updated with new credit applications, defaults and purchases. It is important to check your credit score often.
Does credit score change monthly?
YES
Which persons credit score is used when a recently married couple applies for a Mortgage?
the person with the lowest score
When you get married, does your credit combine with your spouse's credit?
When you get married, your credit does not automatically combine with your spouse's credit. Each person maintains their own credit history and score, but joint accounts or loans can impact both individuals' credit.
How often does your credit score change?
One's credit score is in a constant state of flux because any change in the credit report results in the bureau automatically recalculating your credit score. In general, assuming that one is not actively looking for new credit, is paying off their existing credit lines on time, is not growing balances and is not filing for bankruptcy, your score will change in a minor way every two-to-three (2-3) months.
When you get married, does your credit combine with your spouse's?
When you get married, your credit does not automatically combine with your spouse's. Each person maintains their own credit history and score, but joint accounts or loans can impact both individuals' credit.
Will a co-signor with good credit help improve a cosignee's credit score?
probably if they're a married couple
How often does credits score change?
One's credit score is in a constant state of flux because any change in the credit report results in the bureau automatically recalculating your credit score. In general, assuming that one is not actively looking for new credit, is paying off their existing credit lines on time, is not growing balances and is not filing for bankruptcy, your score will change in a minor way every two-to-three (2-3) months.
If you get married and change your name does it effect your credit score?
No, on your credit report you can see all of your names, sometimes even including nick-names. Basically, your married name will simply be reflected as an alias. Your name will always be your given name followed by your maiden name. Marriage does not change who you are, it just gives you a "second" name.
How long does it take for credit score to improve after you cancel a credit card?
Your credit score can go down when you cancel a credit card. It often will decrease because now the amount of credit available to you is less. The change in your credit score (+ or -) will be most likely updated the 1st of the following month.
