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Q: Will your employer be obligated to pay short term disability after terming you for a non job related medical?
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How long can an employee remain away from work claiming he is filing for disability before employer replaces him?

In an at will employment state the employer has the right to fill an open job, especially if it is affecting their business. However, if the disability is work related - Get a lawyer.


Can your employer drop your insurance when you are out of work for an injury?

I presume your asking about Medical/Health Insurance? If you are out of work for a work-related injury [ie. you're on work comp] your company can terminate your medical/health insurance. I don't think it applies to short-term or long-term disability as those are health/medical benefits to begin with.


If you are out on medical leave should your employer be contacting you for work related matters?

If you had a job that nobody else was familiar with then it is reasonable that your employer has to contact you now and again about work related matters.


In California can you collect unemployment after state disability?

You can collect unemployment after state disability if you are healthy enough to return to work, and your employer terminated your employment during your disability. The termination can not be related to your job performance.


Do you get benefits after a medical discharge?

If the military was the cause of your medical disability, you may receive disability pay. If you're discharged for a previously existing condition, or for a condition which was the result of activities not military related (for instance, if you get into an auto accident while not on duty or conducting military related activities), you're not likely to.


What is the difference between worker's compensation and short term disability?

Workers compensation protects your income and provides medical care related to workplace related accidents and sicknesses. Short term disability insurance protects your income for off the job accidents and sicknesses.


In California is the employee responsible for medical bills resulting from the employer sending them to a company doctor for treatment of an injury that was not job related?

Not if the employee was not given the opportunity to choose his or he own medical provider. If the employer required the employee to visit a specific care provider then the employee should be covered by his or her medical insurer or the company's.


Does there have to be a certain amount of employees to have disability insurance?

In the US, California, Hawaii, New Jersey, New York, and Rhode Island impose mandatory state disability insurance programs for employees. The purpose of the programs is to provide some protection against wage loss caused by short-term non-work-related disabilities. The insurance premium is submitted to the insurer by the employer but paid either jointly by the employer and the employee, or entirely by the employer, depending on the employer's good will. There are some limits to what the employee may be required to contribute by the employer. This insurance is in addition to two well-known government disability programs: Worker's Compensation and Social Security. Employees' contributions are federal tax-deductible. Simple answer: No. Group Disability Insurance is not like Group Health Insurance -- and all the ERISA regulations that control how this employee benefit works. With Group Disability Insurance, an employer can "carve out" a select group of employees -- meaning the employer can create a "plan for just one employee (himself!)". An employer can also offer a contributory insurance plan, in which case the employee will contribute a certain percentage of premium. Or the employer can choose to offer a voluntary plan, where the employees enroll on their own accord and pay full premium.


When you file a claim how long do you have to wait for medical treatment from your employer before can you seek your own doctor for a work related injury?

9 mos. -1yr


What causes a disability?

A disability is caused by an accident or illness. The illness can be acute or chronic. Whether or not you're eligible to receive any benefits due to your disability depends on what kind of insurance coverage you have. If your disability is work-related, you may be entitled to workers comp benefits that your employer may have purchased. In most states, this is required. You may also be eligible for government benefits that you've paid for with income taxes. If your disability is not work-related, you still may be eligible for government benefits or you may purchased a personal disability insurance policy to pay you benefits. Whether you receive disability benefits from your own insurance policy or a government plan, the definition of disability contained in the policy will tell you what constitutes a disability. Did you mean to ask, what is the definition of disability? That can vary from policy to policy and, since that kind of insurance can be very complex, I would check for your particular policy. mcdlife.com


Is a pregnancy related disability compensable on a short term disability claim?

If it is directly related to your disability and that is included in your short term disability policy then yes it would be covered. But if it is just because you dont want to work due to your pregnancy than it will not be covered. Disability is just what it means that you are disabled.


Can you apply for unemployment disability if you will be receiving workmen's compensation?

Workers compensation only applies if you are injured while at work performing your regular duties. You apply for it through the state. Disability insurance is generally sold by insurance companies, except for state disability insurance which only applies to long term situations, and it covers income lost when you are not able to work due to an injury, illness, or other disabilities that prevent you from working. What disability insurance pays or covers depends upon what is included or excluded in the policy. You employer pays for workers comp. You pay for disability insurance. Workers comp is limited by law, how much disability pays all depends on the type of coverage you buy.