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Will your homeowners insurance pay for damage caused by your minor son off of the property?
Wiki User
∙ 12y ago
Check your Home owners insurance policy for Liability coverage.
If you have liability coverage on your policy, you have coverage for your liabilities for certain kinds of accidental damage to the property of another, but it really depends on the circumstances and nature of the occurrence. Illegal or intentional acts are typically bot covered.
Contact your insurance insurance agent for specifics.
Wiki User
∙ 12y ago
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Does my homeowners insurance cover damage to my property caused by tree roots from a neighbor's tree?
Yes, but you would have to pay what your homeowners deductible.
Does homeowners insurance cover a vehicle if it got hailed on while on the property?
No. Homeowners Insurance does not cover Hail damage to an Automobile.Hail damage to an automobile is covered by the vehicles Auto insurance policy. Vehicles are not scheduled property on a homeowners policy.
Will homeowners cover damage to non owned golfcart if you damage it?
Homeowners insurance is coverage for specified property owned by the named insured. It does not cover the property of others.
Does homeowners insurance cover damage to your neighbor's property caused by construction on your property?
Actually, This is covered under your Contractors General Liability Insurance. If your contracting builder does not have insurance, you need to get rid of him, and find another contractor immediately.
Does homeowners insurance have coverage resulting from a pet chewing?
No, unless the damage was caused by another person being negligent by letting their pet loose to cause damage to another's property.
What is homeowners insurance?
Homeowners need insurance protection in the event of damage to their property. That's basically what homeowners insurance offers: financial protection in case disaster strikes. In the US, basic coverage (also called "Form 1", or "H1") will insure your house against damage from fire and lightening. If you want more protection you'll need to purchase broader coverage.Homeowners insurance is a package policy. This means that it covers both damage to your property and your liability or legal responsibility for any injuries and property damage you or members of your family cause to other people. This includes damage caused by household pets.
Does homeowners insurance cover fire damage caused by a visitor?
Yes, Homeowners insurance typically does provide coverage for losses that result from an accidental fire.
What is the purpose of home insurance?
Homeowners Property Insurance is "Hazard Insurance" that protects the property owner from loss or damage due to the stated covered hazardous perils.
Will homeowners insurance cover damage to personal vehicles at the home caused by someone else?
Homeowners insurance covers what is inside the home. Check your auto insurance for auto damages.
Does homeowners insurance cover a window cracked by a rock thrown by your neighbor's lawnmower?
There is a coverage on most homeowners policies that is called "Pysical Damage to Property of Others". So, since you neighbor caused physical damage to your property, this would be the logical place to start. If this is not available, then the Liability coverage [portion of his policy would cover the damage.
Is the furnace covered by homeowners insurance?
Yes a furnace is covered property under a homeowners insurance policy. However, the key to whether the policy will pay for damage is the cause of the damage. This is always the key to coverage.
Does homeowners insurance cover auto damage to non-owners vehicle your property by someone hitting a pole?
Of course NOT. Homeowners Insurance does not cover auto accidents. That's what Auto Insurance is for.
