It may do, but you will need to specifically check with your insurer before you rent a car.
I have never heard of this. What I think you mean is if you have rental car plan in your personal insurance and they rent the car that is close to the car you have covered under their plan... If that's the case it would be in your insurance policy and that would be between you and your insurance. The rental car company has nothing to do with your insurance policy..... Rental car companies supply the type of car you make a reservations for.
Nothing changes, your policy stays the same. If you purchased 'rental insurance' as offered by most auto renters, your personal auto insurance will not in any way be involved. If you were at fault, and you received a citation, it will show up on your driving record, if the issuing authority has an agreement with the authority issuing your driver's license.
Personal Accident Insurance to cover the people in the car in case of accident.
Personal Accident Insurance to cover the people in the car in case of accident.
If they're not on the rental agreement, they shouldn't be driving it. If they get into an accident, you'll be liable for all damages and costs.
That would depend on whether or not your policy included a rental car during repairs.
The owner will usually have a policy but if you are a renter, you should have a renters insurance policy to cover your personal belongings.
You don't have to live there as long as you are listed on the policy.
You only get a rental if your policy specifies that you chose to pay extra to have rental car coverage. Having collision coverage is not the same thing as having rental. Collision coverage just covers the repairs to your vehicle. If you are not at fault for the accident, the other person's insurance will provide you with a rental car.
I believe that AAA and State Farm do this automatically. But in general, you should be able to get a policy that includes rental car coverage in case of accident. There may be an additional cost to that policy.
If they're not on the rental agreement, they shouldn't be driving it. If they get into an accident, you'll be liable for all damages and costs.
That's a first. I have never heard of any insurance paying for a speeding ticket. The person driving is responsible regardless of it being a rental car or not.