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No, Cash, bullion, stocks and bonds and other negotiable paper are excluded from a homeowners insurance policy.

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โˆ™ 2011-07-21 05:48:15
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If you were laid off and apply for insurance coverage on your wife's group policy do you have to answer a medical questionnaire

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Nutrition

23 cards

If you were laid off and apply for insurance coverage on your wife's group policy do you have to answer a medical questionnaire

How many grams of cholesterol should you eat each day to maintain a healthy diet

What would cause a fluttering inside the ear canal

Why is beef fat a solid at room temperature

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Q: Would money theft be covered under homeowners insurance policy?
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Related questions

Is a work trailor cover by homeowners insurance?

No a work trailer would not be covered by your homeowners insurance. Anything used in a business is not covered under your homeowners insurance. A trailer to be attached to a vehicle would be covered for liability extended from whatever it is attached to but physical damage for the trailer itself would have to be purchased on a separate policy or a commercial fleet policy.


Is scabies covered on homeowners insurance?

Of course not. Scabies is a skin condition caused by a type of mite. There is not way that this would be covered under a homeowners insurance policy


Would gun theft be covered under homeowners insurance?

Read your policy.


Is your expensive boat covered under your Texas homeowners policy?

No, That would come under A "Watercraft Insurance Policy".


Does met life homeowners insurance cover cracked bathroom shower tile due to improper installation or settling?

A Met Life homeowners policy is a standard homeowners policy and would be the same as most other policies. Damage due to improper workmanship or settling of the home would not be covered on any homeowners policy. Loss must be due to a covered cause in order for the loss to be covered on the policy. Neither of these items are a covered cause.


Does homeowners insurance cover lost wages for the policy owner?

It would depend on the specific clauses of the policy, and in many cases it would not be covered.


Can a commercial business insurance policy protect you if your personal pet bites someone?

No pet bites would be covered under your homeowners or renters insurance policy.


Will your homeowners insurance cover a new front door?

If the damage to your front door was the result of a covered peril then yes, it would be covered under your homeowners insurance policy. If the door is just worn out then it is a maintenance issue.


Will homeowners insurance cover damage to your home due to improper construction?

That would be covered under Your Builders General Liabiity Insurance Policy,


Does homeowners insurance cover plumming?

Yes, Homeowners insurance can cover plumbing damage when caused by a covered peril such as lightning, fire, wind, hail freezing etc. Refer to your insurance policy for covered perils. If your plumbing is just old or stopped up then that would be an owners maintenance issue. Homeowners insurance does not provide for maintenance.


Does homeowners insurance cover french drains?

Whether or not an incident is covered under a homeowners policy is mostly dependent on the cause of the loss. I cannot think of any cause of loss that would be covered for damage to French drains. The only damage I can consider for French drains would be due to maintenance and maintenance is not covered on insurance.


Is pool equipment covered on your homeowners insurance?

If the pool is an insured structure on your home insurance policy then it would be covered in the event of damage by a specified peril. Maintenance and repair of pool equipment and supplies would not be covered.


Will homeowners insurance not cover a child's stolen motorbike and only ATVs if they service the property?

you are correct homeowners will not cover a motorbike, that is a policy by itself. as for the ATV, it would have to be used for farm or other type work, not personal, to be covered on homeowners. again, ATV insurance is a policy of its own as well.


Does home owners insurance cover if your friends car was broken into?

If YOUR belongings were in the friend's car and they were stolen, they are covered on YOUR homeowners or renters policy. If your friend's belongings were stolen from a car, HIS or HER homeowners/renters policy would pay.


Is damage to a laptop computer covered by homeowners insurance?

Laptops covered under homeowners Insurance PolicyIf the laptop is scheduled property on your homeowners policy it will naturally be covered. If you do not have scheduled contents coverage then there may be no coverage for it. A quick call to your insurance agent could get you the answer.AnswerIf the laptop is used for business purposes, there may be exclusions or limitations under your policy. Also, it must be damage by a "covered cause of loss" as described in your policy. If it is not used in business and was damaged by a covered cause as described in your policy, then coverage would likely be afforded as personal property, subject to your policy deductible and depreciation if you do not have "personal property replacement cost coverage."


Day labor covered by home owners policy?

Hired Workers not covered by Homeowners InsuranceNo. They would be covered by their employers Worker Compensation coverage.


Will the home owners insurance cover if my vehicle hit my garage wall?

No,, That would be covered under your auto insurance policy. Homeowners insurance does not cover damages to street vehicles.


Does homeowners insurance cover wind and storm damage to detached garage?

If you have wind and hail coverage on your policy and the detached garage is a covered structure on that policy then Yes, your policy would cover the damages.


Does homeowners insurance cover water leak?

It depends on what caused the leak. If your leak was caused by a covered peril on your policy such as Hail wind fire etc, then your homeowners insurance would cover the cost of a repair and the repair of internal damage resulting from the leak. If the leak is resultant of aged material or normal wear and tear such as an old faucet or an old roof that has outlived the life of the material, then it is a maintenance issue and would not be covered under your homeowners insurance policy.


Will homeowners insurance pay for repair of broken underground sewer line?

I cannot think of any cause for a sewer line damage being caused by something that would be covered by a homeowners policy. It is probably maintenance and not an issue for your home insurance.


Does homeowners insurance patio cracks caused by freezing?

Generally this would be considered expected normal wear and tear which is not a covered peril under a homeowners insurance policy. Concrete cracks, there's just no way around it.


Is the Replacement of heating and air units covered under homeowners policies?

It depends on whether or not they were damaged by a covered peril of the policy. For example if lightning is a peril covered on your policy, and that caused your heating and air units to stop working, then insurance would cover them.


Will homeowners insurance cover structural damage caused from leaking plumbing?

Always check your policy. Insurance companies are in the business of making money. You would assume that this damage is covered but it depends on the policy. Most companies in Texas do, but it is not a given. Always call your insurance company and ask if damage is covered. Repairs are almost never covered anymore.


Is back up within a septic system covered by homeowners insurance?

Probably not. Usually a septic system backup is caused by a maintenance issue and not by a covered cause that would be covered on your homeowners insurance.


Does homeowners cover removal of honeybees?

No. Damage from insects would not be covered on a homeowners policy.