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Q: Would you be covered on your car insurance if you drive with a broken foot?
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If I'm covered under my father's insurance can I drive my mother's car?

Car insurance is usually for a specific car. So if you are covered to drive your fathers car that would not apply to your mothers car.


If you live in NJ and a relative with a MA license but no insurance is staying with you is he covered under your insurance when driving your car?

Yes, they would be covered as long as they only drive occasionally. If they drive more than 12 times out of the year, they would need to be rated on your policy in order for them to be covered.


If your husband has his own insurance for his vehicle and you exclude him the insurance on your car will he be covered by his insurance if he was driving your car and had an accident?

You have to list the drivers covered to drive your car on the policy. If not he is not covered.


Are you covered by a family member's insurance when driving their car in Georgia?

As long as you are sure they have insurance and if you are listed as a drive on such insurance policy. If these cases are both yes then you will be covered under their insurance as long as you have permission to drive the vehicle.


Can you drive a family member's car if you don't have the same insurance company?

Yes, I would make sure that any car you drive is covered.


Is your car covered if the driver does not have insurance?

If you have insurance on a car anyone who you give permission to drive the vehicle is covered under your insurance. This is normally covered when insurance companies ask if there will be any other drivers for the vehicle.


Do you need to have car insurance when you have a learner's permit?

Yes, it is illegal to drive without car insurance. You may be covered on your family's insurance plan, however, so I would discuss it with them.


Is it legal to drive a car that is not insured on your insurance?

It is illegal to drive a car that is not insured for at least third party cover (i.e. if you hit someone then they - but not you - will get paid out). Therefore if the car is not covered on an insurance policy that YOU have then to drive it you would need to be covered on someone else's insurance. Some people hold insurance policies that allow anyone (with permission from the owner) with a valid license to drive the car and in this case you would b covered on this policy - many company cars have this sort of policy. It is you DUTY to make sure that you/the car has as covering policy before you drive it and that you can PRODUCE this policy for the police should they require you to do so.


Are you insured to drive other cars which are not insured?

You should double check with your insurance company to see how your policy is written, but usually your insurance would kick in as secondary coverage and you would be covered.


What happens when you don't have car insurance on a military base?

You would usually not be covered if there was an accident and you could be cited if you are caught. It's best to have insurance whenever you drive a car.


What is the insurance called where you are covered for any car you drive?

An Umbrella policy


Does a person need insurance or just the car?

If you own a car and buy insurance to cover it, you are covered although the insurance is on the car. You can allow other people to drive the car and they will then be covered even if they don't have insurance.