Would your mortgage company know if there is a lien on your house?
Yes, if they contact your local government office.
You are filing chapter 7 your ex lives in house but your name is on the mortgage how will this affect him and the house?
You have an "automatic stay" , which means that the mortgage company cannot contact you. If you have a marital agreement that stipulates that you must make the payments, then YOU need to let him know what the deal is. You should let him know that you are to be "held harmless" on any debt owed on your mortgage.
This depends on what you mean by mortgage insurance. If you are talking about products like PMI (Premium Mortgage Insurance) look on your escrow billing and it will be listed. If you are talking about a life insurance policy that would be either through credit life with your mortgage company or separately through an insurance company.
I think after you file, all of your debts should be "frozen" with a filed stay. Then, at the creditor's meeting with the trustee, they would discuss the terms of the discharge and you would be notified of how long you had to vacate. If you have a lawyer, ask them, but if not, you may be able to call the mortgage company if you really want to know. Otherwise, after the debts are discharged…
Can a mortgage company sue for the entire amount of a second mortgage after foreclosure even though they received money to cover the first and some of the second after the sale of the property?
First, it is unclear how you know the mortgage company received money toward the second mortgage from the foreclosure of the first mortgage. The lender can sue for the second mortgage. You should consult with an attorney who can seek documentation from the lender to support the amount they are suing you for. First, it is unclear how you know the mortgage company received money toward the second mortgage from the foreclosure of the first…
Should you sue a title company for not paying your mortgage balance at closing which caused your house to go into foreclosure?
Notice should have been given to the homeowner by the mortgageholder letting them know that the balance on the mortgage had not been paid. At that point the title company could have been contacted and the matter should have been cleared up before the mortgage holder could finalize foreclosure proceedings. Therefore, I do not believe that the title company could have caused a mortgage foreclosure.
If i am are six months late on my mortagage and I receive a insurance check for a roof leak can the mortgage company keep your check since the check came in my name and the mortgage company?
What if your house is in your husbands name and not yours how can your change it into your name instead of selling and you pay him off?
Just as you would with any other person that was not your spouse. Both of you will need to apply, and both of you will be liable for the payments. Assuming that you're applying for a mortgage on a house, the mortgage company will want to know if both (or either) of you will be occupying the house, or if you'll be using it as investment property. Any bank or financial company should be able…
I had Taylor bean and whatker for my mortgage company Bank of American took the mortgage company over why did my payments go up and were do I send them too?
If you had a 152000 mortgage in 1987 the house was re mortgaged in March 2004 you would like to know what was remaining on the original mortgage amount?
They can do a credit check on you or check the electrol role to see if you have any financial links to any body else or share a home with them. You also have to fill out a mortgage application know as a Form 1003. You must disclose this information truthfully on your mortgage application. It is against the law to submit a mortgage application with false information.