Check with your state laws regarding statutes of limitations. If there was a judgment against you, that won't go away. Although any unpaid debts are fair game, you should check in with an attorney. They can write a letter to the collector and state that all claims should come through them. Often the debts are unenforceable and they are just trying to see if you will come up with any money at all.
Yes, however you can easily take care of this and have your credit reports corrected.
Yes, or 20 years later, there is no time limit on when a debt can be pursued for collection. There is however, a statute of limitations on when a creditor can file a lawsuit to recover monies owed.
You can hide it but, they'll come back later for it.
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If the debt was discharged in the BK, no.
No, Ed McVaney was one of the founders of J.D. Edwards which was later bought by PeopleSoft which was later bought by Oracle.Java was created by James Gosling of Sun Microsystems (along with other Sun engineers). Sun was later bought by Oracle so there is a small connection.
More than likely you will not be prosecuted for hiding the car. But is this really what you want to do? Do you want to own a vehicle that can be repossessed at any time day or night at any location? Do you want the creditor calling you and trying to recover their property that you are hiding? You signed a contract to pay this loan off. You have defaulted on the contract so do what is right and save some money in the process. Voluntarily return the vehicle to the creditor which will reduce your creditor's expenses in retaking the car, and you will reduce the amount you will owe the creditor. But remember, you will still be responsible for paying any deficiency on your loan, and your creditor may still enter the repossession on your credit report. Sooner or later they will get the vehicle, and the longer it takes them the more it will cost you. They will seek a judgment against you. The judgment is the difference between what you owe on your loan and what your creditor receives when reselling your vehicle. A creditor who has followed the proper procedures for repossession and sale is generally allowed to sue you for a deficiency judgment to collect the loan balance. You should have talked to the creditor before any of this happened and tried to work out a new payment plan. But you did not do that, and now you are making it worse by hiding the car. Think about it.
YES, you pay all the loan amount, sooner or later.
Nothing unless you receive a clear title of ownership from the lender.
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1989, Southeast Bank bought First Federal of Jax. Southeast was later bought out by another bank