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You disputed a medical debt that did not belong to you you was then sent verification of the debt which confirmed it was not mine What gives the collection agency the right to continue to pursue me?
Wiki User
∙ 18y ago
You need to keep a copy of the proof that the debt was not yours.....DO NOT relinquish the original, and send a copy of that to the creditor that is HARASSING you. Alos, individually check all 3 credit bureaus to see if the item is being reported, dispute the charge with a copy of the proof that it is not your debt...again, keep the original, and they should remove it. If you tell a creditor not to call you, I believe he is violating the Fair Consumer Credit Act.........or whatever it is called, they are harassing you, and I would suggest you contact experian, equifax and transunion......if they cant help, sue the collector for harassment........but it shouldn't escalate to that point.
Wiki User
∙ 18y ago
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If something is disputed and removed from your credit report can a different collection agency re-submit the same account?
yes, unless the original creditor has been disputed.
Can a landlord send an ex-tentant to a collection agency for a disputed charge?
Yes, and the tenant can tell the collection agency the charge is disputed, and that could be the last you hear from them. If not, you need to research, follow and educate them on the rules of the Fair Debt Collection Practices Act, such as filing written notice of dispute, etc.
If you dispute items on your credit report are they removed temporarily while they are being verified by the credit companies?
Disputed items are not removed from your credit report during the period of "verification". If you dispute an entry with a collection agency, they are supposed to notate the disputed account upon their next update. Updating the trade line without that notation constitutes continued collection activity and is a violation of law. There is no such obligation on the credit bureaus themselves. They simply must complete their verification within 30 days from receiving your dispute. If the reporting creditor verified the trade line within that time period, you are informed. If the reporting creditor fails to respond, or does not verify, the trade line is shielded from further reports.
What are the confirmed facts about climate change?
The confirmed facts about climate change are that the average temperatures around the world are increasing and severe weather is becoming more common. The extent and causes of the change are disputed.
If a debt is reflected on your credit report by a collection agency can the original creditor recall their collection allowing you to dispute the debt with the credit bureaus and have it removed?
YES, THIS COLLECTION ACCOUNT CAN BE DISPUTED; WHICH MEANS THAT AFTER THIS IS DISPUTED YOU CAN ALSO REQUEST FOR THIS ACCOUNT TO BE REMOVED FOR GOOD WITHOUT HAVING TO WAIT FOR THE SEVEN YEAR PERIOD. THIS WILL ALLOW YOU TO HAVE A CLEAN CREDIT HISTORY WHICH IN TURN INCREASE YOUR CREDIT RATING.
Can judgments be disputed or is there a time limit?
There is no time limit regarding the dispute of information on your credit file. The Fair Debt Collection Practices Act provides a time limit for disputing a collection account, with exceptions and limitations. You can dispute a judgment by the same means as any other item on your credit report. You should be aware that legal entries in the public record portion of your credit report have different methods of getting on your credit and different standards of verification.
Could Lou Gehrig not have had ALS?
It's highly unlikely. Lou Gehrig's diagnosis was confirmed on June 19, 1939 and it has not been disputed ever since.
How do you remove a paid collection from your credit report if you paid even though disputed and did not agree with it and provided proof to original creditor who still sent you to a collection agency?
Don't let a collection agency push you around. As a consumer you have many rights. The best places for anyone to exercise their rights are in small claims courts. For less than $100 you can bring a collection agency to their knees.
You have a valid debt that was purchased by another collection agency however the original date that the debt was opened was 2003 The new collection agency has it listed as 2005 is this legal?
The date that is of the most importance is the DLA, which is used if it pertains to the state SOL. The opening account date can be disputed and possibly amended, but it will not affect the validity of the debt or prohibit the collection process.
How do I remove a collection item on my credit report that was disputed but not removed?
Only the collection agency or the credit bureaus can remove a collection off a credit report. You can negotiate the removal of the collection off the credit report upon final payment of the debt owed. Some collection agencies have policies against this, some don't. You can also redispute it to the credit bureaus as many times as they will let you. It has a higher chance of being removed if it is paid off and an older account.
Which of these have Slovakia and Hungary disputed over?
they disputed over a dam.
How would you run a report that listed only disputed transactions?
How would you run a report included only disputed transactions over$500?
