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If you notified the lender, no. Be sure to fax proof of the bankruptcy to the lender.

You also need to let them know approximately when you will be notifiying them as to what you plan to do.. reafirm the balance ( continue to pay) or give up the car.

Good luck!

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Q: You filed chapter 7 today got a case number could your car still be repo?
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If Husband and you filed chapter 13 in June but he lost his job in December and now you need to convert to a chapter 7 the only problem is he filed chapter 7 in 2004 can you still file a chapter 7?

You would be able to file for chapter 7 but not your husband.


If you filed Chapter 7 and your credit report indicates a charge off of 11720 can they still try to collect the sum even if Chapter 7 was filed?

it will show the balance & the bankruptcy followed there after.so the answer is NO. GOOD LUCK


If you filed chapter 13 and had it dismissed and paid of the debt is there any way to get it off of your credit report?

No. Filing a bankruptcy creates a public record that does not go away because you did not complete the bankruptcy. - once you file and get a case number you have filed for bankruptcy. if you didn't follow through and it got dismissed is regardless. you still filed for bankruptcy and it will still be on your credit report.


Can mortgage arrears be put in chapter 7?

No, that can only occur in a chapter 13. If you filed a chapter 7, a lender would be able to get relief from stay (i.e. would still be able to foreclose on you)


I filed bankrupty under Chapter 13. My student loan is included in the Chapter 13 and I am paying on it. Can I still apply for another student loan?

Only if you have the courts permission


What happens when a person dies and they filed chapter 13 four years ago?

If the Chapter 13 Plan is still being paid and is still needed, it can continue. Someone will have to be responsible to continue the plan, whether there is an estate fiduciary (executor or administrator) or not. Check with the Chapter 13 Trustee.


If you filed Chapter 7 in Aug 2000 as a married couple but are now divorced can you file either Chapter 7 or 13 as a single person now?

NO. The six year rule still applies.


What if you can't dismiss a chapter 13 after paying into for 5 years because of a previous chapter 7 filed will creditors still try to hound you?

This question makes no sense. The 13 should be dismissible by the debtor or the court. You may not be entitled to a discharge, but what was the point of the 13? You need to talk to your lawyer, and if you filed a chapter 13 without a lawyer and get screwed, well....


My husband filed chapter 13 bankruptcy in November.His court date is January 25th. Will we get a tax return?

Sorry, but this makes no sense. A chapter 13 filed in November 2011 should have had a plan confirmed by now. If there is a court date of some kind for January, the case may be about to be dismissed. In any event, if the chapter 13 is still pending when you get your tax refund, it will have to be given to the chapter 13 trustee.


You filed chapter 7 bankruptcy 3012002 it still remains on your credit report can you have this removed because it has been seven years?

No....10 years from discharge


Can you file chapter 13 and still go to college?

Yes. Discrimination against a person for having filed for bankruptcy is prohibited especially for student loan applications.


Can bankruptcy be removed from your credit report if you filed for Chapter 7 but did not complete the proceedings?

No. A bankruptcy becomes a public record as soon as it is filed. Its the same as any other type of lawsuit. Even if they are dismissed, they will still show up when searching for your name. The fact that a bankruptcy was not completed does not negate the fact that it was filed.