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You just started building your credit a year ago and you recently applied for 2 credit cards this year already is it too soon to apply for a personal loan?
Wiki User
∙ 16y ago
No, it isn't too soon to apply for a personal loan. Listen, there is an approach to building your credit history and using your bank to help. First you need to open a savings account with a deposit of $1,000.00. Then a few days later apply for a secure loan using your savings account as security. Pay on it for six months after that pay it in full. From that point on you'll be able to get a personal loan from your bank.
Wiki User
∙ 16y ago
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Where can one get a Citibank personal loan?
To get a Citibank personal loan, one can go to an actual Citibank branch and apply in person, in which you will need to bring a form of identification. You can also apply on their site as well.
What is a secured personal loan?
Secured personal loan is a loan that borrowers applied for. To secure the loan, the borrowers offer their assets such as property, car etc as a form of security or collateral. The assets act as a 'guarantor' to the bank that the borrowers will be able to pay back the loan and its interest. If the borrower fails to pay back, the bank will take and own those assets. I recently came across a personal financing website and I find it useful.Here is the link:http://www.imoney.my/personal-loan/al-rajhi-bank/personal-financing-i
Can Personal loans be between two people?
Personal loans cannot be between two people since it is applied only for one person.
What will happen if you become a defaulter of a personal loan in India?
The financial institution in which you applied the loan will make a follow up on you ensuring that the loan is paid back if you have any other query related to personal loans then visit creditnation.in/Personal-Loan
Did Personal Credit Services lenders loan you the amount you applied for?
I have not heard back from all of the lenders but so far two of the five lenders I applied for credit with did approve me for the personal loans I requested. Their services were worth the fee at least and there is a guarantee that if you don't receive the personal credit then they will refund your money. There is a policy that you have to apply to all of the lenders before they will issue you a credit but so far their service seems worth the fee. Let me know if you have any luck with the lenders you applied to - for now I would recommend them for credit.
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Where can one get a Citibank personal loan?
To get a Citibank personal loan, one can go to an actual Citibank branch and apply in person, in which you will need to bring a form of identification. You can also apply on their site as well.
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What is a secured personal loan?
Secured personal loan is a loan that borrowers applied for. To secure the loan, the borrowers offer their assets such as property, car etc as a form of security or collateral. The assets act as a 'guarantor' to the bank that the borrowers will be able to pay back the loan and its interest. If the borrower fails to pay back, the bank will take and own those assets. I recently came across a personal financing website and I find it useful.Here is the link:http://www.imoney.my/personal-loan/al-rajhi-bank/personal-financing-i
