assuming your vehicle was not ''At Fault'' at all for the accident, and the insured vehicle was wholely or 100% at fault you will be paid for your damages.......it is possible they could file a report with your state reporting you as uninsured, but doubtful
Then they will repossess the wrecked vehicle, sell it for what they can get, apply that to the loan balance, and you will be responsible for the balance on the loan. They will sue you in court to get it and will win. Now if you continue to make the loan payments, then none of this will happen. Did you not have insurance on this vehicle?
They will sue the owner of the vehicle.
His liability insurance on his car should transfer to the vehicle that he is driving.
You typically need a car, or other vehicle, to get car insurance.
No. You can only get car insurance if their is actual a vehicle to insure.
Insurance that a person purchases for his\her car, motorbike.
Auto insurance typically covers the car, not the driver. So, if you have insurance on your vehicle, but you drive another vehicle that doesn't have insurance, you are not protected by your policy if you have an accident in that other vehicle. However, if you have insurance on your vehicle, and you lend it to a driver (from another household) who does not have his or her own insurance, they will be covered by your policy while they are driving your car.
Your car insurance protects you from the financial liability of damage you cause to another person's car, or an injury you cause to other people with your car. It can also protect you from damage to your own car, including damage from collisions, theft, vandalism, and bad weather.
You have to have a vehicle to carry auto insurance.
Does vehicle insurance cover suicides
Your personal auto insurance will be secondary to the insurance of the vehicle that you are driving (assuming you do not own it and it is not a business vehicle). If you get involved in a car accident while you are operating a vehicle that is -not- yours, then the insurance of that vehicle has to pay first, and if that insurance is not enough (or is not there) then your insurance will kick in. Notice that if you get pulled over by police they will ask you to show proof of insurance on the vehicle (not your insurance.) The law requires all vehicles to be insured, not individuals.
You can purchase car rental insurance from the car rental shop. Places like Enterprise and Budget rental car allow you to buy their insurance while you have their vehicle.