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Call your insurance agent but I think HIS insurance is liable for the damage. Certain instances are known as highway hazards or roadway hazards. These would include a stone flying off a passing truck and breaking your windshield. This may be the same kind of case. Again, contact an insurance agent.

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Q: You were snow blowing your driveway and a car that was passing by claimed a rock hit his windshield and shattered it Are you liable for the damage?
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