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In most cases, legally, you are responsible for your child up to age 18 and in some states, 20 if they are full time students. Insurance companies use this general guideline for keeping minors on your policy, due to the fact if there is a slight chance that the minor child may drive your car, you will be covered.

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Q: Your 17 year old daughter moved out of house insurance company wont let you drop her off your auto policy why?
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How do you find out who your house insurance is with?

Just look at your home insurance policy the company mails to your every year. It will have the name of the company and contact information by phone and mail.


Does insurance company have to pay mortgage if house fire?

NO, not unless it is a total loss. If your house is being repaired by your insurance policy you must continue to make your mortgage payments.


I had a house fire last year and my insurance company dropped me after the claim Can my girlfriend purchase a homeowners insurance policy and claim that she has never had a canceled policy?

She can buy a new policy all day long and claim she had never had a policy cancel if: 1. She is the only person on the deed to the house. 2. She never had a policy cancel.


Can a homeowner insurance company tell you to get a new roof are they will cancel your policy?

yes. They can consider the house uninsurable and cancel your policy unless you get it up to code.


How long do you have to file a claim on your house insurance in va?

You will have to check your home owner's policy. It is a contract that you have with the insurance company and will specify how long you have to file a claim.


Is it ethical for an insurance company to do a house inspection that requires you to replace your roof after you have started the policy and canceled your old insurance?

Yes, it is generally considered ethical for an insurance company to conduct a house inspection and request repairs, such as roof replacement, if it is outlined in the policy terms. The insurance company's priority is to assess risk accurately and ensure the property is maintained to prevent future claims and losses. It's important to review the policy details to understand the responsibilities and requirements.


Can the insurance company at fault deny paing for treatment to injury from auto accident?

Sure. Remember that an insurance policy is a legal contract wherein the insurance company agrees to accept risk from the policy holder according to the terms of the contract. If the policy holder does not live up to the terms of the contract then the insurance company may deny coverage. For example, if the person lied to the insurance company on the application then the insurance company may deny coverage. One of the terms of the policy is that the insured agrees to inform the insurance company of all residents of the home as well as regular drivers. If the insured does not list his 17 year old child who drives one of the vehicles regularly and lives in the house and then the child has an accident the insurance company could not be expected to provide coverage for the accident. Since the insured broke the terms of the policy which is a legal contract then the company probably will not provide coverage because the insured committed material misrepresentation and lied in a significant manner on the application.


Are you responsible for carrying car insurance on a driver in your house over 18?

You may or may not have to provide insurance for them if they have their own vehicle but you are responsible for listing them on your auto insurance policy and providing your insurance company with their license information and birthdate.


What insurance company reimbursed all of your homeowners insurance premiums when you sold your house?

None. If you sell your home, you report that to your home insurance company and request cancellation of the policy as it is no longer needed. You will then be entitled to a refund of any unearned portion of the remainder of your policy term but you would not be refunded for the period of time that the home was still covered.


How do you find Columbia Life Insurance Company?

i have a Columbia life policy auto deduct from bank. switching banks, policy burned in house fire, can't find where company is, phone# so to notify about new acct


What if your financial advisor handling your settlement for your house was to obtain you home insurance He took out a policy on your home and listed your name Is this legal Should they have gotten you?

If your "advisor" was handling all your financial arrangement for the house, AND he negotiated a mortgage to pay for it - then the mortgage company would REQUIRE that there be an insurance policy on the house in order to protect their monetary interest in it.


What is your your what if your what if your what if your what if your what if your what if your what if your what if your what if your what if your what if your name?

If your "advisor" was handling all your financial arrangement for the house, AND he negotiated a mortgage to pay for it - then the mortgage company would REQUIRE that there be an insurance policy on the house in order to protect their monetary interest in it.