Your 5 year car loan after 4 years has been charged off due to non payment over a year ago What now and how do you go about paying and having it not repossessed?

where are you sposed to send the usual payment send it now!!!! or it will be repossesed in the next 3 days! call the number of your loan people and make sure they know you want to pay so they don't reposess. If by chance you were paying bigger payments then the required you Amy have payed it off before it was due. and ther efor owe them nothing.