You should consult with an attorney who specializes in probate law in your area ASAP. The proceeds may have transferred to his parents' estates. In that case, the proceeds would pass under their wills or under the state laws of intestacy to their heirs at law. The attorney must review the policy, whether it was owned by your husband's estate and your state laws. You may need to take the matter to court.
In the state of Missouri, the wife automatically inherits property of her deceased husband. When either spouse dies, the surviving spouse has an undivided interest in the whole property, and the right to sole ownership.
Yes, that is the reason for probate, it so that titles can be transferred to the beneficiaries.
That means that if your husband predeceases you then the annuity payments would go to you as the survivor.
Typically the spouse will inherit the property of a deceased spouse. A will may assign things to other beneficiaries. Consult a licensed attorney in the state in question.
No, you would call him your recently departed husband, or your deceased husband.
If you are the primary beneficiary and there are no provisions stating that the funds end when you remarry then no. If the estate is the beneficiary and it states in the documents that you will stop receiving payment upon remarrying then yes. Carefully review all documents as well as contact the annuity carrier for clarification on this.
All legitimate debts of a deceased person are payable out of the deceased person's estate before heirs or other beneficiaries receive the inheritance. Therefore, yes, you may be required to pay your husband's debts out of the pension. Seek the advice of an experienced attorney in estate planning.
No. His wife has no rights to the inheritance.
The beneficiaries on your life insurance policy will receive the life insurance benefits. Please make sure your policy is updated with the correct beneficiaries. Many people forget to update their life insurance policy after divorce, or any other major life event and unfortunately the ex-husband or ex-wife receives the benefits. If all the beneficiaries named on the policy are deceased, then the benefit will go to the insured's estate (which may or may not go to the deceased children. The only way to ensure that the benefits are going to the intended person(s), is to update your insurance policy's beneficiaries.
If you are living alone, a single life annuity would be the best. However, if you have a family or a wife/husband, you may want to consider multiple life annuity.
The estate has the responsibility to settle all debts, including medical bills. The estate can demand the money back from the husband. Once that is done, then remainder can be distributed to the beneficiaries.
Yes but he is deceased