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are you liable if you have a fire in your home and you do not have rental insurance. Fire is undetermine by fire department?
Wiki User
∙ 15y ago
Accidental fire is usually covered under a homeowner's policy, however if you were requested to get rental insurance and did not, you can be held legally liable.
Wiki User
∙ 15y ago
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What can a car rental agency do to you if you get in an accident in a rental car?
If you have car insurance, your own policy may cover accidents in rental cars -- check with your insurer. The rental agency will also make available an insurance policy that will specifically cover you in their vehicle, regardless of what your own insurance carrier may cover. Such insurance is worth the cost, in my opinion, if for no other reason than eliminating most of the hassle if you do have an accident. Insurance purchased at the time of rental usually has a deductible, perhaps $250, that may or may not be taken out of your rental deposit. If your insurance carrier does not cover rentals, and you did not purchase insurance from the rental company at the time you rented the car, you may be legally liable for the entire cost of the car's repair
What do you do if you are rear ended by a rental vehicle?
You handle it just like any other insurance claim. However, you (or your insurer) will talk to the rental company in charge of the vehicle rather than the person driving it. Still get all of the other drivers information though. Don't worry, most legit rental companies have fleet insurance that covers their cars. The driver of the rental car may be held liable for damages to the rental if they didn't purchase insurance on the rental themselves. Keep in mind, this IS NOT insurance on the car. When a driver purchases insurance on a rental, they are simply paying a fee to avoid any damages to the rental car should they be at fault in an accident or not.
Tree falls on car on a rental property does homeowners insurance cover it?
No Homeowners insurance does not provide coverage for automobiles. You would have to look to your auto Insurance to file a comprehensive claim. No one is liable for an act of nature.
What if you let your 18 year old drive your rental car and you have insurance?
That is probably a violation of your rental car contract and you can get in a lot of trouble for it, especially if something happens to the car. Your insurance company might not cover an unauthorized driver on a rental car, and if there is an accident, you would be held liable for all the costs associated with any damage or injury.
Why is van rental so much more expensive than car rental?
Van rental is more expensive for various reasons,vans are more liable to be damaged so there is a extra insurance charge in the rental fee also.However if you look around you can find some quite cheap van rentals.
Can they charge for insurance on a car when you have insurance?
Are you talking about car insurance for a rental car? They can offer it but most companies won't for you to have it. You will just be liable for any accidents you get in while in the rental car. Some car insurance policies even cover any accidents you may get into while you driving the rental car, even though you only have your personal car insured. I'm presuming you are talking about rental cars. Well, some auto insurance companies offer this and others don't. It also depends on how through the coverage is. The answer really lies in your policy, just check the details and see if it includes rental car insurance. If you don't find your answer there, check with your insurance agent.
Do you need car insurance if you rent a truck?
You do not need car insurance if you rent a truck but, you should have some sort of insurance. If you get hit or cause any damage you will be liable to pay money. There are many rental truck insurance options. If you go with Budget there is a variety of insurance options to choose from.
Is is smart to rent from a cheap car rental place?
It is more important to go with a well-established car rental place. Always be sure you have an insurance policy that makes you not liable should you get into an accident, and that the car's inspection is up to date!
Can i get car insurance if you no longer have car but drive rental cars?
Rental Car InsuranceIf you do not own a car and need insurance for a Rental Car, You will need to Buy the Insurance that the Rental car Company offers with your rental. Do Not buy Non-Owners Insurance with expectations of it covering a Rental Car, It will Not. Many people have tried this and regreted it. Non owners policies are for unplanned, unexpected usage of an automobile.A rental car necessitates both a plan and an expectation of usage, thereby voiding all coverage under the nonowners policy.Non Owners insurance would not cover you in a Rented Vehicle nor would it cover anyone you hit. The insurance company would simply deny coverage for the claim. It would be the same as Driving "Un-insured". You will be left with Traffic tickets for driving without the appropriate insurance and will be held personally liable for all damages.
Who is responsible for damage from car wreck in rental car?
If you purchased the rental company's insurance option then the rental company's insurance is responsible. If you did not purchase the insurance option, then YOUR insurance is responsible.
Do all rentals come with insurance?
If rentals means rental cars, then no. Rental car insurance is optional, however many insurance policies can include rental insurance, so purchasing it from the rental company can be pointless in some cases.
Do I need liability insurance for a rental car in Florida?
You are not required to purchase insurance from a rental car company. However you are required by law to have insurance. If you have your own insurance call your insurance company and ask what they cover for rental cars, then once you get to the rental car company ask them what their insurance covers, then use which ever one you feel is best for you. If you do not have personal insurance, I would definitely take out the rental cars insurance.
