sometimes the best answer is to give you it all. http://www.workerscompensationinsurance.com/ It varies from state to state, and laws etc.. but there is usually a company to service this need. Find it the info you need here, and it should lead you to a reliable source.
AnswerFederal law developed the work comp system and every state has a unique form of it. If you have a single employee, then you need work comp insurance. No matter the state. If the employee becomes injured, if you don't have work comp insurance they can sue your company and you personally for not carrying the work comp insurance.You can be a sole P, INC, LLC, or partnership and get work comp insurance. You can even get work comp insurance for yourself as an owner.Check with a local insurance broker to make sure you are following your states law.
Workers comp insurance has nothing to do with family members. Workers comp insurance is an insurance policy that your employer will have on if in case you get hurt at work.
The employer, the insurance company, your state board of insurance and your state's workers' compensation bureau are all good to contact about Work Comp insurance fraud.
No, Workers Comp includes lifetime medical for work-related injuries, so health insurance typically excludes anything covered by Comp.
if your employer doesn't have workers comp insurance then you sue the company directly. Find a good lawyer.
In CA your only recourse for an injury on the job is Workers Comp. Your medical insurance can not pay for expenses related to your injury at work. Asking them to do so and not disclosing that the injury occurred at work is insurance fraud.
If it was caused by something work related, worker's comp or your company's insurance does.
Even though you're out of work due to a worker's comp case, your premiums for your medical insurance still need to be paid. Just keep in mind that your medical insurance pays for medical illness and isn't related to worker's comp. Your employer may be willing to help you pay the premiums until you get back to work.
You normally do not get a settlement from workman's comp, you are usually treated and they cover the cost through your workman's comp insurance. Depending on the state you live in, once you have agreed to be treated through workman's comp, you can no longer legally sue your employer.
The company has workers comp insurance and it's paid through that. Always.
Workers compensation benefits are typically not taxable income.
Usually workers comp is less than the Liability Insurance. The Liability is based off of the gross receipts where as the workers comp is the number of employees and their hourly rate.