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Many college students use a checking account to help them manage their money and pay bills. Fortunately, there are a variety of financial institutions that offer a checking account product that is specifically designed for college students. A student checking account is similar to a regular checking account. However, a student checking account comes with many perks and discounts that other bank products typically do not offer. If you are currently enrolled in college, then you should definitely consider applying for a student checking account.

Requirements for a Student Checking Account

Generally speaking, in order to open a student checking account, you must be at least 18 years of age; a U.S. Citizen or resident alien; have a valid Social Security number; have a valid driver’s license, or government issued state identification card; and currently enrolled in college.

Benefits Associated With a Student Checking Account

There are many perks of having a student checking account, such as:

  • Low or no minimum balance requirements
  • No monthly service fee
  • Special discounts at designated stores and businesses
  • Earn rewards when you make purchases using your account
  • Free standard checks
  • Free ATM fee reimbursement
  • Free bill payment service
  • Free online banking
  • Free debit card
  • Free direct deposit
  • Unlimited check writing
  • Mobile banking service
  • Overdraft protection available

Please keep in mind that these perks may vary depending on the financial institution that you choose to bank with. So, you may or may not have all of these perks available with your student checking account. However, most student checking account products provide nearly all of the benefits that are listed above.

Apply for a Student Checking Account

Not all financial institutions offer student checking account products. However, many banks and credit unions do offer this type of product to help accommodate college students’ financial needs. National banks, such as Chase, Citibank, Wells Fargo and Bank of America, offer student checking account products. You can also speak with family, friends and other college students for recommendations on where to apply for a student checking account.

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Where can one get more information on student checking?

If the question was referring to a student checking account, one can gain information regarding a student checking account by consulting local banks. Or one can consult school counselors on which banks offer student services.


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Where can college kids open a student checking account?

A student checking account is a very important thing to have. Students should all select a bank to safeguard cash until it is needed for food or other necessary things. The most banks have the option to open an account. Also the bank in your neighborhood probably and if not then, the internet can help you further.


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TCF offers a range of options in its checking accounts including free checking and student checking accounts. Ultimately one would have to consult with a banking consultant before deciding which kind of checking account best suits their needs.


What is a checking account frequently referred to as?

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A business checking account is different from a personal checking account by the minimum amount of desposit. You can read more at www.business.com › Directory › Financial Services › Banking