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Renting an apt. is not an asset but the up front payment or security deposit is. Once you file that is it anything after that is your problem. If you default in the rent you can't file again for I think 7yrs. Normally they can't touch your home unless you have equity. An apt. has no equity normally unless you own it.

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17y ago

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Can a car company withhold the title after recovering your car from being repossessed and then take the car two weeks after you are discharged from chapter 13 without giving you a chance to pay?

KEYWORD "DISCHARGED"


In chapter 7 bankruptcies is closed without discharge the same ad being dismissed?

No. Dismissed is essentially incomplete - no resolution...discharged is completed and closed.


How long does it take for the accounts to come off your credit report after being discharged from bankruptcy chapter seven?

Never


Can my boyfriend live with me in my apartment without being on the lease?

No, typically a person cannot live in an apartment without being on the lease. It is important to check the terms of the lease agreement and discuss with the landlord before allowing someone to live in the apartment.


Can you file a chapter 7 bankruptcy and a chapter 13 bankruptcy?

not at the same time, and you'll have to wait a certain period of time after being dismissed/discharged from one before filing the other.


Can my girlfriend live with me in my apartment without being on the lease?

In most cases, a person can live with you in your apartment without being on the lease, but it is important to check with your landlord or property management company to ensure that it is allowed.


How can you get your chapter 7 bankruptcy off your credit report?

It should rotate off of your credit report about 7 years after being discharged. It cannot be removed.


How should an obligation that is discharged in a Chapter 7 Bankruptcy be reflected in a subsequent credit report?

The debt should be identified as being in bankruptcy or discharged in bankruptcy. It will remain on the list for 7 years. The bankruptcy will remain on the report for 10 years.


If your wife is in a Chapter 13 plan and is the borrower on the mortgage can the husband apply for a refinance loan to pay off the first mortgage?

Yes! The only thing is the chapter 13 will have to be discharged at closing. Depending on how long she has been in the bankruptcy, this may not be a big hassle. It is impossible to refinance a home in a chapter 13 without the BK being discharged. For more information, please feel free to email me at Travis.Fleury@gmail.com. I work for one of the largest direct private mortgage lenders in the country, i'd be glad to help answer any other questions.


Is it possible for me to live in an apartment without being on the lease?

Living in an apartment without being on the lease is generally not allowed and can lead to legal consequences. It is important to discuss any living arrangements with the landlord or property management to avoid any issues.


If a chapter 13 bankruptcy has not been discharged can a creditor be added?

The bankruptcy is not discharged, the debts are. A creditor can be added if the plan is not too far along or if you have the excess income to pay whatever the creditors are being paid (percent of debt) for the balance of the plan. If it is a post-filing debt, it cannot be added.


Could you change your chapter 7 to chapter 13 after being discharged?

Sometimes Chapter 13 debtors need or want to convert their bankruptcy case from a Chapter 13 to a Chapter 7 bankruptcy. And sometimes the bankruptcy court will force you to convert from Chapter 13 to Chapter 7 - this is often called a "forced conversion." The reasons for conversions vary. For the most part, if you are instigating the conversion, you have a right to convert your case. But that doesn't always mean you'll qualify for Chapter 7 relief.