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Perhaps. What if any liability could be assessed to the property owner would depend upon the circumstances. If the person died due to the deliberate negligence of the property owner. For instance, a firearm not properly secured, a minor being allowed access to alcohol or other illegal substance, or almost any action by the property owner that contradicts existing laws.
What else can I help you with?
Is a homeowner liable for a contractor's injury if he was hurt during the course of his work?
No, not unless the HO was negligable. The contractor should have insurance for his ow protection. But then again, we are a sue happy liberal society
Are you liable if someone gets hurt on your property when playing paintball in nc?
You liable if someone gets hurt on your property no matter what.
What type of homeowner's insurance covers you if someone gets hurt in your home?
liability
Is homeowner insurance when some one helps the owner make repairs and gets injured?
Depends, homeowners insurance does have a liability section in it, and you are liable for the person helping you gets hurt, then yes, but if you are not liable then your insurance will not respond, here in ONtario there is a section in the liability called Voluntary medical payment where you can provide monies to the injured person wheather you are liable or not. This is usually limited to an amount such as $500-$2000 and this coverage does not require you to pay a deductible but will affect your insurance premium wise.
What if someone falls on your property and gets hurt?
you are liable and on your homewoners insurance has medical pay and liability.
Will insurance cover joists falling off of main girder?
If you are having this construction done by a bonified contractor, then their insurance should cover any/all damages. If you, the homeowner, are doing the construction and someone gets hurt, your home hazard insurance policy should cover that. Your home policy most likely will not cover other damages.
What is contractor liability?
Liability insurance is required for contractors in many states as a requisite to work. It protects both the contractor - the worker, and you - the employer, from any liability if the contractor is injured on the job (at your home.) Basically, if he is insured, you don't have to worry about being sued if he gets hurt on your property.
If someones child gets hurt on someone elses property who has to pay the charges?
Medical insurance covers accidental injury. It does not matter where your child gets hurt. Simply being the owner of a property does not automatically make one liable for everything that occurs on the property. If you feel the property owner was the cause or somehow responsible or otherwise liable for your child's injury you could file a suit against the property owner.
If you own a piece of property and you are having a home built on it by a contractor do you need liability insurance?
yes, just in case something were to go wrong or someone gets hurt.
What does liability insurance protect against?
You can be sued for injuring someone, even unintentionally (as when someone gets hurt on your property). Then you are liable for damages. Liability insurance pays the damages if you lose a lawsuit.
What if somebody gets hurt on your property but you are not there are you liable?
Perhaps, and perhaps not. It just depends on the circumstances that led to the person being injured. Contrary to popular belief, We are not automatically liable for everything that occurs on our property. Just contact your insurance agent and explain what happened, He will likely be able to tell you if your liable or not.
Can OSHA come on private property and fine a homeowner for roofers working for them?
OSHA can only enforce the employee employer relationship. If the roofers are working for a contractor the citation would go to their employer. If they are contracting without a license working directly for the homeowner then you would be subject to local building and contracting standards (contracting without a license, construction without a permit and as well as local, state and federal employment standards.) While OSHA may not have jurisdiction on your property your problems could be much worse. If the roofers get hurt you are going to be liable for their injury. You will have no warranty of workmanship. In most cities the building department can shut down your job and in an extreme case deem the residence uninhabitable making you leave it until the proper permits and work (by a licensed contractor) are completed and fines are paid.
