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What else can I help you with?
Will my insurance pay for damages for drivers car without license?
When you allow someone to drive your car, you are giving them the coverage of your insurance. If they were to get into an accident, your policy would pay first.
Who pays when there is an accident involving a vehicle that is insured by someone other than the owner of the vehicle?
Insurance stays with the vehicle, barring any policly exclusions to the contrary, the insurance that covers the vehicle covers that vehicles actions. If you allow someone to drive your vehicle and they have an accident that is their fault your insurance will be the one that takes care of the damages.
What is a 215 license?
It's the Florida insurance license that allows you to sell Life Health and Variable Annuity insurance in Florida.
Will your car insurance cover your daughter if she has an accident?
Car insurance is designed to cover your vehicle should you need to allow someone to use it. There may be some difficulties with coverage if it is being primarily driven by someone who isn't rated on the policy.
If you let someone drive my car and they are not on my policy what happens if there is an accident?
You may find yourself exposed to costly personal liability. If you don't have adequate insurance coverage you will be liable to pay for any damages or injury above the limits of your coverage. If the driver doesn't have a valid driver's license your insurance company will refuse to pay for any damage caused by the accident. If you don't have collision coverage you will lose your car and have expense to pay.In general it is not a good idea to allow someone else to drive your car unless it is absolutely necessary, they are legally allowed to drive and you have full insurance coverage.
When is it wise not to report to insurance company?
never, even in the case the accident falls under a certain limit you should report the accident to allow your insurance company to protect you and itself.
How difficult will it be to get another insurance polycy if it was canceled because someone else had an accident on your car who is not on the policy?
First of all you should not let this happen. Most states allow you to formally exclude any driver (listed or otherwise) from a policy in order to avoid an adverse action on the policy. Second, if you have a valid driver's license you can always get insurance, maybe not at a price you are happy with, but you can get it.
Can you be on someone insurance policy with a suspended license as a non driver?
Most insurance companies allow household members can be excluded if their drivers license is suspended. By signing an exclusion form this means that there is no coverage at all if the excluded person is driving one of the covered vehicles and a claim occurs.
Can convicted fellons get a insurance license?
It is difficult to get an insurance license once you are convicted or dealt with crime. There are states that allow you to get licensed but you'll need to complete necessary government requirements.
Will auto insurance provide coverage for accident when violating daytime driving restricted license?
Why would you even want to consider a question like this? If a person is restricted to driving only in the daytime that means their license is not valid after dark. If you allow someone to drive when they do not have a valid license they may not be covered, they certainly are not legally driving. Also, the driver must be listed on the policy as a driver and you have to have given the company all their information like their drivers license, date of birth, driving record, etc.
Can a driver with an out of states license be on your auto insurance?
If the person has just moved into the state, the insurance company will allow you to add them to your policy. Most companies will allow them 30-60 days to get an instate license. If they don't obtain an instate license within this period, they will probably non-renew your entire policy and all vehicles. Be truthful with your insurance agent and company and they can work with you. If this person actually lives in another state, they need to get their own insurance where they live. It is not worth risking your insurance record and your life to help someone cheat the insurance company out of a few dollars. Say you add your brother to your policy in Virginia, but he actually lives in New York. It might seem good for a little while until he has a wreck and hurts someone in another car with the accident being his fault. Your insurance company company will deny the coverage for material misrepresentation. Guess what happens when your brother gets sued and you will be sued as well. Your insurance company is out of it. You will have to pay an attorney, losses, interest, etc. just to save a few dollars.
Do you have to add your child to your car insurance if they are of legal driving age but don't have a drivers license?
You need to notify your insurance company of all children at or over the age of 15 and let them know of the license status as well. If they get a license of any kind notify your insurance company and give them the license information. If they are not licensed be sure that you do not let them drive the vehicle for any reason. Many insurance policies read that no coverage is provided if you allow someone to drive who you know or should know is not licensed to drive.
