Some auto insurance policies transfer to rental cars, and some do not. You need to ask your insurance agent about the details of your insurance policy, and the specifics of coverage while you are driving a rental car.
Absolutely, your personal insurance can transfer the coverage you have on your personal policy to the rental car thus saving you a good bit of money by not purchasing the coverage from the rental company. But before you do this speak with your agent and make sure your policy will transfer coverage to the rental car and that it has comprehensive and collission coverage to transfer. Many company offer transfer of coverage to the rental car but also there are many policies that do not provide this transfer of coverage. Make sure you have the correct kind. If there is any question, please go ahead and purchase the coverage offered by the rental company. I hope this is of assistance.
Insurance covers the car identified in the insurance policy. You could ask if they could transfer your insurance policy to the rental car. it depends... is that the only car on the policy? if so, then no once u have no more vehicles.. you can no longer have car insurance. you no longer have an insurable interest in the vehicle. But if you have car insurance on a vehicle and you have the right coverage (OPCF 27) then your auto insurance will cover the insurance portion of your rental, assuming u have collision and comprehensive on that policy.
Your own car insurance will only cover a rental car in some cases. It will depend on your current insurance plan. Either way, you can take out insurance for the rental car.
You can buy insurance from any rental car company in every state. Car insurance companies do not sell special insurance just for rental cars but most policies cover you when you are driving a rental car.
The best place to purchase car insurance for rental cars it at the rental car company that you rent the car from. They will always give you an option to buy car insurance if you want to.
In the State of Texas, when you rent a car, rental insurance is not included. If you want to have the rental insurance it will come with an extra charge.
You can purchase car rental insurance from the car rental shop. Places like Enterprise and Budget rental car allow you to buy their insurance while you have their vehicle.
If you purchased the rental company's insurance option then the rental company's insurance is responsible. If you did not purchase the insurance option, then YOUR insurance is responsible.
You buy rental car insurance so if you are in an accident your insurance will pay for part or all of rental car expenses if a rental car is needed. Without this insurance this will be out of pocket for you.
Rental car insurance is a system of insurance you use when renting a car so that during the period you have it if it gets damaged you do not have to pay for it.
Buying rental car insurance from a rental car company with vary from company to company, expect about $15-$25/day.
If you have collision on your existing policy then it should transfer to the rental car, please verify this with your agent.