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A residential service contract in Texas is an agreement between a homeowner and a service provider that offers coverage for repairs and maintenance of home systems and appliances, such as HVAC, Plumbing, and electrical systems. These contracts typically cover the costs of repairs or replacements for items specified in the agreement, helping homeowners manage unexpected expenses. The contracts are regulated by the Texas Department of Insurance to ensure consumer protection and transparency. Homeowners should review the terms carefully, as coverage limits and exclusions can vary significantly between providers.

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