You could be, it is best to make sure that the vehicle is insured to avoid any disputes.
It depends on your state. In Utah, where I am, an employer can withhold the amount of their insurance deductible from the employee's pay if the employee was determined to be At Fault. We had a case like this. Our deductible was $1000 and we fired the employee and withheld the deductible amount from his final pay. The reason was that he took our company vehicle to run a personal errand and hit a concrete post with it. It wasn't business related, so he was liable for the damages and lost his job.
I would suggest you contact the department of workforce services in your state.
If the employee was in a company vehicle, on company business, then the other driver would suit the company. But it also depends on where the accident took place, as the laws differ.
Sure can. It belongs to the company and not the employee.
They generally will pay by check.
generally nothing. Mileage is usually only paid when an employee uses their personal vehicle for company travel.
yes
Yes,, you are required to be financially responsible for any accidental loss you caused. It does not mmatter if you, or the Insurance Company pays the bill. So long as you take car of the damages you caused.
Yes. If someone damages your property, they're liable.
95% of the time, if a person hits you from the back its their fault. So their insurance company will have to pay for their damages to your vehicle and body.
Yes, as long as the vehicle was on the policy when the damage occurred it will be covered.
The insurance status of the victim's vehicle is irrelevant. The at-fault insurance company will pay for your damages whether your car is insured or not.
Not required, but most companies want the advertising.
No it's not, unless you give express permission first.