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Yes, In the United States, It's called a Personal Non-owners Insurance Policy, sometimes referred to as a "Drivers Policy" or an "Operators policy". Non Owners insurance however is intended for "unplanned, unexpected" usage. It is limited secondary coverage (liability only) that only invokes once the vehicle owners policy limits are exhausted. A personal Non owners Auto insurance policy generally does not provide coverage for a rental vehicle since a rental vehicle typically includes a reservation and several actions in a course of a "plan" to rent the vehicle. It does not provide coverage for a commercial vehicle of any type since it is a personal lines policy, (Personal lines auto polices do not cover commercial vehicles) nor for any vehicle that you drive on a regular (expected) basis or that you have regular (expected) access to.
If you are considering a Non Owners Auto Insurance policy, be sure to discuss the coverage offered with a qualified insurance agent. Your agent can explain the limitations of coverages afforded and help you determine if it's right for you.
The rules of Policy construct may vary in other countries.
AnswerYES, I can verify this, it's a national policy and will be good for any vehicle you drive anywhere. But you do not need it. If you do NOT OWN A Vehicle of your own, registered in YOUR NAME, At your address, (They do not check) you will automatically are covered under that vehicle owners policy no matter what happens."
What else can I help you with?
What type of auto insurance covers the driver no matter what vehicle they are driving?
There is no Such Auto Insurance Policy. You would need a Primary Auto Insurance Policy on your own Vehicle and then an attached Umbrella Policy on top of it in order to get close to this.
What do you do with your auto insurance when you sell the auto?
You need to call your insurance company to remove the vehicle from your policy. If you are getting a new vehicle, you need to add that vehicle on. If you are not getting a new vehicle, the insurance company will send you a check for whatever amount of money you had left on the policy that was not earned because you did not have the policy for the full term.
Can a co-owner of a vehicle be excluded from an auto insurance policy?
Yes they can.
Does liability insurance cover all vehicles even if they are not listed on the policy?
Insured has thirty (30) days to add new vehicle to commercial auto policy. For auto insurance it is what is on the policy that is covered.
If you buy a used car while using Hartford Auto Insurance will your insurance transfer and what happens to the insurance for the old car?
auto insurance is generally specific to a vehicle. You can retain your policy and any benefits which you can transfer to another vehicle and cancel the old policy or retain the policy until your old vehicle is sold. As always check with your insurance company after all they do want to retain you as a customer.
Can your boyfriend put you on his auto insurance?
Yes, You can add any person you wish to your auto insurance policy that you want to be a covered driver in your vehicle.
Does homeowner insurance pay the claim on cars vandalized in their driveway?
No, An auto theft or vandalism would have to be covered by the vehicle owners comprehensive auto insurance policy. that's what Auto Insurance is for.
Whose auto insurance will cover me if I am driving another person's car with a temporary license?
Auto insurance follows the vehicle so the policy that is covering the vehicle you are driving will provide the coverage.
Your adult daughter has auto insurance and is gifting you her car you have a car and insurance She lives with you Do you have to put her on your insurance policy?
As long as she has her own policy on her own, it would not affect your insurance in the sense of premium or the need to have her insured on your policy. However, most auto insurance company want to have her listed as a driver in the household since she lives with you. The policy actually follow the vehicle and not the driver. If she was to drive this vehicle and get into an accident, your policy would be the primary and her policy would be secondary.
What are the benefits of online auto insurance?
Online auto insurance benefits include being able to pay your bill online and review your policy. You can easily add or remove a vehicle or a driver from your policy. I have used online auto insurance for a while now.
Whose auto insurance will cover you if driving another persons car in Florida?
The insurance policy on the vehicle you were driving will pay any damages assuming the owner of the vehicle and the owner of the insurance policy is one and the same.
Does your son with learner's permit needs auto insurance?
Anyone driving a motor vehicle needs to be on an insurance policy. Contact your insurance carrier and have him added to your policy, or purchase a policy for him, whichever is cheaper.
