typcially , ''insurance stays with the car'' meaning the insurance on the vehicle would be primary..........
Only if the insurance covers more than one driver. Check the policy.
The un-insured driver will have to turn to their health insurance company for coverage if he carried no auto insurance.
The first time is one time too many. If you do not carry insurance, which is the law, then you should not be driving. Insurance covers the event of accident and protects those who might be in an accident with you.
Personal accident insurance covers the insurance in case of an accident during working hours and leisure time. Accident insurance varies based on the premium, but it usually covers the hospital expenses and additional expenses.
Sometimes. Sometimes insurance covers whoever is driving a particular car, and sometimes insurance covers a driver no matter whose car they are driving (as long as they have the car owner's permission). You should probably check with your insurance company to be sure, or have your parents call and ask them.
No, Your general liability insurance covers accidents on the work site. Commercial Auto Insurance would cover the work related auto accident of an employee. If the employee was injured while on the job, Your workers comepensation coverage would also apply.
Comprehensive insurance
Auto insurance.
The different types of insurance coverage available for a car include liability insurance, which covers damages to others in an accident you cause; collision insurance, which covers damages to your own car in an accident; comprehensive insurance, which covers non-accident related damages like theft or natural disasters; and uninsured/underinsured motorist coverage, which protects you if you're in an accident with someone who doesn't have enough insurance.
No. No kind of insurance covers drunk driving.
Health insurance usually covers things such as routine exams, immunizations, cancer, hospital stays for any reason. The other usually covers things caused by an accident or a cold!
Liability insurance typically covers other drivers in the event of an accident caused by the policyholder.