The person who deceived the Insurance Company and fraudulently insured a vehicle for someone else who really does not even have a drivers license is criminally guilty of Insurance Fraud. A Felony Offense. We can only hope this person will be sent to jail. The person who was driving the vehicle without a valid drivers license was likely an accomplice to the Fraud so Lets hope he goes to jail also. The Victims of this type of crime is the other motorist who the criminal hit and also the Insurance Company is a Victim. So we can only hope that they will seek prosecution of both parties to the fullest extent of the law.
The primary insurance would be the policy that insures the vehicle.
Well Someone will sue you and the insurance will do something about it!
There are legal requirements that all drivers be insured- as well as licensed and carrying proper registration documents- separate from the driver"s license and of course obligatory license plates.
The car may be sold to defray expenses.
It will have to be determined if they choose to charge you with manslaughter.
Someone who suffered from whiplash during an accident should get in contact with a licensed Whiplash Injury attorney. The person can also use an attorney that handles general accident claims.
The uninsured part would mean that the person or persons responsible would have to pay for it. If they have an accident in someone elses car they will probably be questioned in court.
then your both screwed
Depending on the laws of the state you are in, it's probably vehicular manslaughtar.
The other person can sue you because you are at fault for the accident.
More than likely you will be charged with the accident and may be charged with leaving the scene of an accident. It will be up to the police department to investigate the accident and determine if you did indeed hit the vehicle.
If in a accident long as the person with an instruction permit has a licensed driver in the vehicle they're not in any violation of the law. Traffic laws vary by State.