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2010-11-06 21:25:40
2010-11-06 21:25:40

The primary insurance would be the policy that insures the vehicle.

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If you are at fault in an accident, You are responsible for any personal injuries and the reasonable cost of repair for for the damage to the other vehicle that you hit. The level of damage to your own vehicle does not mitigate the cost of the damage to the vehicle you hit. After all you still caused the damage and you are responsible for it.


No. If it was your own vehicle and you caused the accident then it is entirely your responsibility that the damage was caused and that you get it fixed.


It depends on the amount of damage to the car. "Fatal accident" normally means someone was killed, and has nothing to do directly with the amount of damage to the vehicle.


If 'you' were at fault, or there was no other party involved (ie: backing into a pole..), then 'you' are. Even if 'you' were on the policy, it only covers damage to other vehicles/property/people, no coverage for dmg to car itself. If the vehicle was in the care, custody, and control of someone given permission to drive it, then that someone is responsible for any and all damage to the vehicle.


== == In the event that you got into a car accident and it was not your fault but the other driver's, if he is insured, his insurance company is liable to pay for the damages of your vehicle. On the other hand, if the other driver is not insured, your own insurance company, provided you have a policy regarding uninsured or underinsured drivers, will be responsible for the damages your vehicle has incurred. They however, may have a right of action against the person responsible for the accident. The person who caused the damage to your vehicle is ultimately responsible for the damage to your vehicle regardless of whether there is an applicable insurance coverage or not. Whether you actually have the repairs done is none of their business.


the person the vehicle was leased to is responsible as they are the ones that have caused the vehicle to need to be repossessed.


Then the people will be charged with insurance fraud.



Underinsurer or uninsured Property damage coverage pays for damage to your vehicle if another vehicle is at fault for the accident but is uninsured or underinsured.


If you have an accident with an uninsured vehicle, you and your insurance company are still liable for all damages, even though the other vehicle has no insurance. The only thing that will happen to the other driver is a citation for driving with no insurance.


when you get in an accident with another vehicle and you both receive damage to the front of you vehicle.



If the accident involved injury or damage to anyone including yourself then you are required to report the accident. If this person was responsible and you state otherwise when reporting it you are committing fraud, and possibly also perjury.



Yes, you are responsible for all the damage caused by your accident therefore if an object you hit goes on to cause further damage as a result of being hit then you are responsible for all the damage.


It would depend on the damage and how it occurred. If it happened while towing or trying to retrieve keys locked in the vehicle then they are not responsible.


Most insurance companies will instruct you to call them first when you have an accident, unless there are injuries. You should call the police to get an accident report.


Auto insurance consists of both liability insurance and physical damage coverage. Collision coverage is part of the physical damage section of an insurance policy and is designed to either repair or replace your vehicle if you are involved in an accident up to the fair market value of the vehicle. Collision will pay for both damages caused in an at-fault accident and damages caused in a not at-fault accident if the other party did not have insurance. If the other party did have insurance and they were responsible for the damages, the other party's liability insurance would pay for your vehicle damages through Property Damage coverage. You are responsible to pay for your collision deductible for at-fault accidents before a claims payout will be made.


no, you are not responsible in anyway for anything that a thief does with your vehicle during the time the thief has your vehicle......now, since it was uninsured you of course have no coverage for any damage etc. to your vehicle but contact the pros. atty in your city (assuming thief was caught) and ask for restitution...........


Basically, you have to pay for insurance. If you get into an accident, you are at least partly responsible for the damage that accident caused, whether or not you were at fault. Insurance helps to pay for that damage.


If both drivers have no insurance and do not file a police report, each driver is responsible for repairing the damage to his/her own vehicle.


Generally speaking, the person responsible for the accident is responsible for the damage. If the responsible person refuses to pay ot doesn't pay fast enough, the other can sue them if they wish.


If involved in an accident in the United Kingdom, you are entitled to compensation to cover the price of your vehicle and personal injury. You merely have to have photos of the damage to the vehicle and/or personal injury.


The technical definition of a road traffic accident is a collision of one motor vehicle with another, a pedestrian, animal, or a stationary obstruction. Traffic collisions result in injury, death, vehicle damage and property damage.


You are being rather vague in your question so I can only offer a vague answer. If the incident is due to a covered cause insurance will cover the damage. That's all I can give you. An accident where the policyholder is responsible and where the incident was not intentional it is covered.



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