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Depending on the damage that the car has, it may happen if there is not much damage but if the damage out prices the worth of the car, probably not. But, you will still have to pay for the damaged car even if it is totaled.

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17y ago

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Should you let your car get repossessed or file bankruptcy or what if you wrecked your car with no insurance and you are 3 months behind on payments?

The Lender may or may not want to repo a wreck. Bankruptcy, same deal. Call the lender, tell them what the car looks like, and let them decide. ___ File bankruptcy if you are buried in unsecured debt, not to save the car. Especially a wrecked car. ___ "Repossession" looks slightly better (not MUCH better) on a credit report than a Chapter 7. Let it get repossessed.


Can a person turn back in a car that they bought a week ago and not be considered a repo?

Considering that the LENDER will be the one to report it as a "repo", wouldn't it be best the discuss it with the LENDER?


If the repo man came and the owner ran off with car then 2 days later the car was wrecked with no insurance what should they do now?

What happens now is up to the LENDER. They may or may not want the wreck, but they certainly will want THE MONEY owed on the loan,


How do you get your car back from a repo when you are only 3 days late?

You pay the LENDER what you are behind and the repo fee and go get it.


Can you sell the car before they repo it if they are alraedy saying that they want to repo it?

No, the car has a lien on it. You cannot legally sell without a lien release from the lender. Be careful, you will get into serious trouble trying this. You can sell the car if the lender agrees but if they are trying to repo it i doubt they would agree to a sale at this point.


Can a car dealership repo your car if you already have a lender for the vehicle?

The DEALERSHIP won't repossess the car, but the lender might if you don't make the monthly payments as scheduled.


In Michigan can the lender garnishe your wages for a repo car?

If they have a judgment against you, yes.


Are they allowed to drive your car during a repo Are they allowed to have keys to your car?

It isn't YOUR car until you have paid the lender.


Where would they take a repo vehicle if your lender is in va and you live in ms?

It all varies by your state laws. but normally the lender will search for repo and towing companies in the area where they think you are and they search for you and come and tow your car to a tow company or repo company lot, then they contact your lender, so you need to contact your lender to arrange payment or to get your stuff out of your car. Hope This helps Adam OUT


If a repo has been placed on your car but you pay for the car before they pick it up can they still pick it up?

Contact the lender they are the ones who call off the repo.


Can a lender still repossess your car after a lawyer told you to tell them that you were claiming bankruptcy?

The lender has to get the STAY lifted before they can repo.


Can a lender stop you from register a new car if another car is in repo status in Florida?

yes they can stop you , you need to return the car back to the lender in other for you to register a new car.