Absolutely not, unless you're an authorized user or joint account holder. That would be credit card fruad, a felony. If you are on the account, you still need to let the credit card companies know of the death, as it may change the status of the account.
Get a credit report on him. Try https://www.annualcreditreport.com/ or www.equifax.com/ and a list of his credit cards should pop up.
The use of a deceased person's credit card would constitute credit card fraud. Unlawful use of a credit card is a criminal offense.
No, Wisconsin will not garnish a spouses wages to satisfy a credit card debt. Credit cards do not generally seek garnishments unless the amount is very large.
A good place to start would be to contact the credit reporting agencies and request a copy of the deceased's credit report to notify the creditors.
Yes. The banks and credit cards would like all of us to think we have to pay back loans and debts of our parents or spouses, but that is not true. We don't have to pay them.
Your local police department
Money that goes to his estate needs to pay off the account.
The most obvious way would be to check the statements for usage. And all credit cards should be notified as soon as possible of the death of the holder and the accounts cancelled.
If your name is on the account you have to pay. If not, you need to send a copy of the Death Certificate.
Not unless they co-signed for the loans or credit cards. The estate is responsible for the debts.
No one. The person left is not responsible for the debt. The credit cards want people to think that the family owes for the deceased debt, but they don't.
Parents can effectively manage their children's use of credit cards by setting clear rules and limits, monitoring their spending regularly, teaching them about responsible financial habits, and discussing the consequences of overspending.