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As a licensed insurance agent, I would say that in most cases this would be covered under suffocation, provided the infant has his/her own policy or is included on the parents existing policy under a family plan or a primary/child policy. Of course with all policy's you should check the fine print to make sure.
What else can I help you with?
Do insurance companies cover accidental damage?
Yes, Homeowners insurance provides coverage for sudden accidental losses as defined under the policy schedule of covered perils.
Will your car be covered for repairs if you didnt get into an accident?
Auto insurance only covers sudden and accidental damages to your vehicle. Wear and tear would not be considered sudden and accidental. Though with all things insurance, it is always best to speak with your insurance company directly to find out if a certain item is covered or not.
What insurance will cover you for damage to your expensive block driveway for the sudden and accidental spillage of a large amount of oil on your new driveway?
homeowners insurance or renters insurance
How does bed sharing increase the risk of Sudden Infant Death Syndrome (SIDS)?
Bed sharing increases the risk of Sudden Infant Death Syndrome (SIDS) because it can lead to accidental suffocation or overheating for the baby. The close proximity of bedding, pillows, and adults in the bed can create a hazardous environment for the infant, increasing the likelihood of SIDS.
How can homeowners insurance pay for homeowners association dues if i cannot pay?
It won't. Homeowners insurance is protection from sudden accidental losses, it does cover association dues.
Will catastrophic insurance cover damages caused by a hurricane?
Hurrican damage is covered. Anything direct, sudden, and accidental is covered.
Will a auto insurance policy pay for routine vehicle repairs?
No - insurance is for sudden and accidental damage. Routine repairs are considered maintenance and maintenance is not covered under any insurance policy.
How does bed sharing impact the risk of Sudden Infant Death Syndrome (SIDS)?
Bed sharing increases the risk of Sudden Infant Death Syndrome (SIDS) because it can lead to accidental suffocation or overheating for the baby. It is recommended to have the baby sleep in a separate crib or bassinet to reduce the risk of SIDS.
Why does bed sharing increase the risk of Sudden Infant Death Syndrome (SIDS)?
Bed sharing increases the risk of Sudden Infant Death Syndrome (SIDS) because it can lead to accidental suffocation or overheating for the baby. The close proximity of the adult's body, soft bedding, and pillows in the bed can pose a danger to the infant's breathing and increase the risk of SIDS.
What is the acronym of sudden infant death syndrome?
Sudden infant death syndrome (SIDS)
What is included in travel trailer insurance?
Comprehensive coverage and coverage for any accessories attached to the trailer are included in travel trailer insurance. Comprehensive coverage includes sudden and accidental losses.
Will homeowner insurance cover lawn water line breakage?
No. Home insurance is meant to cover losses that are sudden and accidental. A water line break is normally caused by earth movement (excluded in home policies) or roots growing into the line (not sudden). Sorry!
