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Who is responsible if A tree limb fell during a storm uprooted sewer pipes on your property will your insurance cover it?
No one is "Responsible" for an act of nature.
However, So Long as you have "Windstorm Coverage' your Homeowners Insurance Policy should cover the damage to your Plumbing and may provide coverage for the trees removal.
Contact Your Insurance Agent to determine if you have the applicable coverage.
What else can I help you with?
Whose insurance is responsible if a tree on your property falls and damages another person's vehicle during clear weather?
Weather doesn't matter. Your HomeOwners Insurance would be responsible for those damages.
A tree on my property line grows a branch that hangs over my neighbor's property breaks off during a heavy storm onto their property. Who is liable for the damage?
You are responsible, but your homeowner insurance should cover damage.
Who is responsible for damage caused to a tenants personal property when the ceiling collapsed during a storm because the building was not weatherproofed correctly and the tenant didn't have insurance?
The answer is basically no. The landlord is never responsible for damages to personal property belonging to tenants in any dwelling or structure. That is why you are strongly encouraged to get renters insurance. In some cases you may have some recourse if the landlord knew of the problem. But if you get renters insurance be insurance company can determine that for you and they can seek damages from the landlord.
Who is responsible for a property still in the foreclosure process once you vacate the premises?
You are responsible for the property during the foreclosure process up until the property is sold or auctioned.
Will homeowners insurance cover damage to a guest's car if the car was damaged during a windstorm by a basketball goalpost uprooted from the home owner's property?
Homeowner's insurance will not cover a guest's car, or even your own car. It is also very important you talk to your agent about all other motorized vehicles, including boats and ATVs, because you may not be covered for those either.
Will insurance companies be responsible for property ruined by the oil should the oil be forced inland by a hurricane?
During hurricanes, property is mostly destroyed by gusts of high winds and flying debris such as branches- which the insurance companies will pay for if insured. Floods occurring during hurricanes are usually filled with mud, so flooring and carpets require replacement. So, I don't see the oil spill as adding to the property damage.
Does your home insurance cover damage to your car from falling tiles during a storm?
No, Homeowners insurance does not cover damages to your automobile. Your home insurance policy is property insurance for the specified structures and real property listed on the policy. Cars are not listed as covered property on your home insurance policy, that's what auto insurance is for.
Who pays for property damage during settlement?
In a settlement for property damage, the responsible party or their insurance typically covers the costs. If the damages are covered by an insurance policy, the insurance company pays for the repairs or compensation. If both parties agree to settle without involving insurance, the party at fault usually pays the agreed amount directly to the other party. Ultimately, the specifics can vary based on the circumstances of the incident and the terms of the settlement.
Who is responsible for taxes inurance upkeep in a lifetime right situation?
The lifetime owner of the property has the exclusive right to pay taxes and insurance up keeping during his life. This right automatically expires with his death.
Who is responsible to cleanupTree falls in high wind?
Typically, the property owner is responsible for cleaning up a tree that falls on their property during high winds. It is important to check with local regulations and insurance policies to determine specific responsibilities and coverage. It may also be helpful to seek professional assistance for safe and efficient tree removal.
Is auto insurance responsible if driver is drunk?
If your policy excludes acts during the commission of a felony then No.
Are insurance companies responsible for storage fees incurred during the claim process?
Insurance companies may be responsible for storage fees incurred during the claim process, depending on the terms of the policy and the circumstances of the claim. It is important to review the policy details and consult with the insurance company to determine coverage for storage fees.
