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I would recommend seeking credit counseling if an individual is struggling to manage their debt, consistently making late payments, or experiencing financial stress that affects their daily life. Additionally, if they are considering bankruptcy or unable to meet minimum payments on their credit cards or loans, credit counseling can provide valuable guidance and support. It's also beneficial to seek help if they want to improve their credit score or learn better budgeting and financial management skills.
What else can I help you with?
I wish to have my own credit card Is it possible to obtain one though I don't have credit history?
Yes you can. Everyone starts off at some point without a credit history, and there are options available for people who would like to get a credit card without any history of having one. They can start to build their credit history by applying for a secured credit card or applying for a joint credit card with someone who has an established credit history. The third option available to someone who has no credit history is to find a credit card issuer catering to first-time customers and offer student credit cards or bad credit credit cards or just plain and simple credit cards that are able to be approved for with little or no credit history.
Will your credit rating be affected if you cash a bounced check from someone else?
As long as you pay the bank fee (usually $3-10) and do not allow your account to go into overdraft status, your credit rating is not affected. Even an overdraft does not affect your credit unless your bank account is closed and you leave an outstanding overdraft balance due. At that point, the debt will likely be reported to credit bureaus, resulting in a drop in your credit scores.
What is HICR TERM on credit report?
Its the highest credit amount used at any one given point in time on your revolving credit product.
What are some free credit consolidating services?
The Debt Consolidation Care offers free debt counseling and can most likely point you in the direction of other free organizations to help put you on the right track. The DCC organization has an A+ rating from the Better Business Bureau, so you can feel good about their services.
At what point do most lenders consider a credit score to be poor?
600
Which banks in America give good credit counseling for credit consolidation?
Every bank in America, whether local, or chain, gives credit counseling for credit consolidation. If more in depth help is needed, they will also point you to someone who knows more.
What companies offer credit counseling and debt consolidation services?
Founded in 1951, the National Foundation for Credit Counseling (NFCC) continues to grow and provide free credit counseling. NFCC is a non profit organisation that provides free or low cost individualized, confidential counsil crediting in person, by phone or by email
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Recommending someone is not a contribution per se to Answers.com. It is just a gesture that means "Hey, your answer was useful" to the person who wrote the answer.
You are new to the Wiki thing Is there anyway to thank someone for their advise?
yes, you can thank them on there message board or recommend them(gives them a trust point)
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Give the user a trust point by clicking on "Recommend Contributor," or post a message to their message board. When you recommend a contributor, you also have the opportunity to contact them (at the top of the page) to send feedback.
Advantages and disadvantages of individual and group counseling?
An advantage of a study group is that someone may point out something that you may have missed. A disadvantage of a group is that you may not get anything done. An advantage of studying alone is quiet. A disadvantage of studying alone is that you may miss something.
I wish to have my own credit card Is it possible to obtain one though I don't have credit history?
Yes you can. Everyone starts off at some point without a credit history, and there are options available for people who would like to get a credit card without any history of having one. They can start to build their credit history by applying for a secured credit card or applying for a joint credit card with someone who has an established credit history. The third option available to someone who has no credit history is to find a credit card issuer catering to first-time customers and offer student credit cards or bad credit credit cards or just plain and simple credit cards that are able to be approved for with little or no credit history.
Do multiple former residential addresses affect your credit score?
From a stability point of view this can look bad but wll not affect your credit score. I recommend if you get a mail Box etc address if you live in the same city and move a lot. This will be your consist address until you have a more stable resident.
What is credit card pos?
credit card pos = credit card point of sale.
What is the definition of counseling therapy?
one point: therapy is counseling. It can be short term or long term---------xxx------Second:Definitions1. Counseling Advice or guidance given to relieve distress of a person having emotional problems/difficulties/crisis by specially trained person (counselor) is counseling.2. TherapyTherapy is used to mean treatment of a disease or illness.3. Counseling TherapyThus, counseling therapy is treatment given by trained person by interpersonal communication to relieve symptoms of a disease or mental disorder (as defined by DSM IV). Counseling therapy acts as supplement to or substitute to medicines.[DSM is short for Diagnostic and Statistical Manual of Mental DisordersDSM IV is fourth version of DSM published by the American Psychiatric Association]
Where can I find the lowest on counseling services?
Counseling services can often times be found at no cost depending on what kind of couseling you need. Churches, clinics and hospitals will be able to point you in the right dirrection.
I am having sudden anger outbursts little things are annoying me to the point where i want to fight and when this happens my muscles become restless any ideas?
I recommend anger management courses, they are readily available to help you learn to cope with your feelings, also some counseling would likely be beneficial.
