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Yes, that is the way a garnishment works. When the credit card company sues you for non-payment of debt, they win a judgment. The judgment can be a garnish on your paycheck or your bank account. It makes no difference who you have a bank account with if they were awarded the garnishment by court.

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Can a credit card company garnish a pay check?

Yes. Any person or organization that you owe a debt to and have not paid that debt can get a court ordered garnishment for any income that you have.


Is a credit card company allowed to garnish the wife's bank account for her husbands debt?

There are several potential scenarios here:The credit card lender must have a judgment to send an order of garnishment, first and foremost. And, both parties must be listed in the order of judgment.It is possible, if the agreement was signed at the time the credit line was initiated, for some credit card lenders, such as Chase for instance, to take money from an account at the same bank. If the husband and wife have a joint account, the money will be taken regardless of who deposited it.If the bank account is a joint account and an order of garnishment is served, it will not matter who is on the account so long as the party upon whom the judgment is served is on the account.It is possible that if the lender has proof that the husband is sheltering his funds in the wife's account, that a judge may permit an order of garnishment to be served on the wife's account, but only for the funds he deposits there.


What are judgment excepts to credit card company garnishment?

For California, look in court forms web site and look for judgment exceptions to garnishment. I would do an attachment, but this is not an email. ==========================


Can a credit card company garnish your wages in North Carolina?

No, N.C. law does not allow wage garnishment when it pertains to credit card debt.


Is a court ordered wage garnishment valid if their supervisor signed the order but the employee did not?

Yes. It sounds like the court document your supervisor signed for was the order for garnishment. As such, whether you signed for it or not the order is good; the letter was simply a notification. If your boss didn't inform you he signed for the letter, it doesn't affect the credit card company's legal right to have a judgment against you.

Related Questions

Your husband is getting a garnishment on a credit card you just found out that your bank account has been frozen not from his garnishment but from a credit card that I have owed on. Is this legal?

I thought this was illegal. How is the credit card company that is garnishing his wages supposed to collect their money when our account is frozen?


Can a credit card company garnish a pay check?

Yes. Any person or organization that you owe a debt to and have not paid that debt can get a court ordered garnishment for any income that you have.


If you have a joint checking account in Michigan can a credit card company freeze the account?

Yes, if a creditor wins a lawsuit and is granted a judgment, said judgment can be enforced as a bank account garnishment. A joint account (even a marital one) is subject to attachment to the extent of the debtor's share.


Is a credit card company allowed to garnish the wife's bank account for her husbands debt?

There are several potential scenarios here:The credit card lender must have a judgment to send an order of garnishment, first and foremost. And, both parties must be listed in the order of judgment.It is possible, if the agreement was signed at the time the credit line was initiated, for some credit card lenders, such as Chase for instance, to take money from an account at the same bank. If the husband and wife have a joint account, the money will be taken regardless of who deposited it.If the bank account is a joint account and an order of garnishment is served, it will not matter who is on the account so long as the party upon whom the judgment is served is on the account.It is possible that if the lender has proof that the husband is sheltering his funds in the wife's account, that a judge may permit an order of garnishment to be served on the wife's account, but only for the funds he deposits there.


What are judgment excepts to credit card company garnishment?

For California, look in court forms web site and look for judgment exceptions to garnishment. I would do an attachment, but this is not an email. ==========================


Can a credit card company garnish your wages in North Carolina?

No, N.C. law does not allow wage garnishment when it pertains to credit card debt.


Should I close a joint credit card account when I am paying for it through court ordered partial support?

My position would be to close the account but honor the payment as ordered and let the account pay out.


How can you make the credit card company reopen an account and remove 'closed by credit grantor' from your credit report?

You can't MAKE a credit card company reopen an account. You can call the credit bureau and request that they change the status to indicate that is was closed by you and not the credit grantor. Or, you can simply put a notation in your credit report stating that the account was closed by you and not the card company.


If you have moved out of state can a credit card company garnish wages if you don't reside in that state but still keep getting bills?

Some states allow garnishment orders to be enforced when rendered in another state. Others have specific terms, and still others do not allow it. Not knowing the state of residency or the state the garnishment order might be ordered, a specific answer is not possible.


Is a court ordered wage garnishment valid if their supervisor signed the order but the employee did not?

Yes. It sounds like the court document your supervisor signed for was the order for garnishment. As such, whether you signed for it or not the order is good; the letter was simply a notification. If your boss didn't inform you he signed for the letter, it doesn't affect the credit card company's legal right to have a judgment against you.


Will a wage garnishment show up on your credit report?

The garnishment wount. But what led upto the garnishment may.


What account is debited when a company returns merchandise to a vendor on credit?

credit