Absolutely, there are no statutes that can force a private company into such an agreement. Credit card issuers make a lot of money from the charging of late fees, therefore one can see why they would not be amicable to terms such as a "grace period."
Write a letter of dispute to any credit bureau displaying a bankruptcy past the legal reporting period. Request its' removal per the Fair Credit Reporting Act.
Read your card agreement and it will spell out what terms you are under
It is not recommended or legal to try to find old credit card numbers. If you need information about past credit card transactions, you should contact the credit card company or financial institution that issued the card for assistance.
Is it legal? That depends on how they are calculating the $5500. The creditor is entitled to charge you whatever interest rate you agreed to pay in the credit card agreement.
Yes, an existing and ongoing business relationship gives a creditor a legal reason under the Fair Credit Reporting Act to inquire into your credit. This is called a legally "permissable purpose".
Yes, it is legal for a company to keep your credit card on file as long as they have your permission to do so and comply with relevant data protection laws.
A grace period is a period of time past the deadline for fulfilling an obligation during which a penalty that would be imposed for being late is waived. Grace periods, which can range from a number of minutes to a number of days or longer, depending on the context, can apply in various situations, including arrival at a job, paying a bill, for meeting government or legal requirement, or in many other situations. In law, a grace period is a period of time during which a particular rule exceptionally does not apply, or only partially applies. If there is no Grace Period and, lets say a payment is due on the 1st of each month, pay the bill on the 2nd and you will incur a penalty. No grace period on a credit card means you pay interest on everything you charge to the card. Avoid that type card as they are a rip off.
If none of your legal information is attached to the card (SSN for example) then the answer is No it will not affect your presonal credit score.
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account receivable
no it isn,t you can ue for that offence if they did
not bad, they accept paypal and credit cards, a serious online store
A credit card company typically keeps records of a deceased person's account for several years, often around 7 to 10 years, in accordance with legal and regulatory requirements. This retention period allows for the resolution of any outstanding debts, claims, or disputes related to the account. After this period, records may be archived or disposed of, but specific practices can vary by company and jurisdiction. It’s advisable for the estate executor to directly contact the credit card issuer for precise information.
You should not avoid paying the minimum due in your credit card account. The credit card company does not care if you lost your job. What you need to do is to speak with a credit consolidation agency in your area. Ask around about their reputation. The credit consolidation company will make a deal with your credit card company.
No it is not !If a person pays for goods or services by credit card, the Credit Card Company is the only organisation allowed to retain details about the customers card.
No, in any way, shape or form. It is an entirely legal thing that provides court protection for someone (or company) needing it. The main downside is that it ruins your credit, though bad credit is not a crime.
Every state has their own guidelines, consult with a local insurance agent for more information.