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Whether you have credit history or not, you can still get a good rate. The best way to negotiate is to ask "is this the best you can do?" and then tell them you will check around. Compare rates and use the rate comparisons to talk each bank down. For example, saying "Bank of America can do better, can you beat this?" Then tell them you will think about it while going back to the other bank to do the same thing.
What else can I help you with?
Are the Cashnet loan interest rates competitive?
The Cashnet loan interests vary. The rates vary depending on the applicant and the applicant's credit history. The better your credit, the lower your rates are. You might also get a cheaper rate if you have little or no credit so that way you can rebuild/build your credit.
I wish to have my own credit card Is it possible to obtain one though I don't have credit history?
Yes you can. Everyone starts off at some point without a credit history, and there are options available for people who would like to get a credit card without any history of having one. They can start to build their credit history by applying for a secured credit card or applying for a joint credit card with someone who has an established credit history. The third option available to someone who has no credit history is to find a credit card issuer catering to first-time customers and offer student credit cards or bad credit credit cards or just plain and simple credit cards that are able to be approved for with little or no credit history.
Which are the best credit card companies to apply to?
Capital One is a company that works well for people with poor or little credit. They start you off with a low limit usually 500.00 and a reasonable interest rate. Its always best to go through your bank to get a credit card, Because they usually offer lower interest rates. Capital One is a company that works well for people with poor or little credit. They start you off with a low limit usually 500.00 and a reasonable interest rate. Its always best to go through your bank to get a credit card, Because they usually offer lower interest rates.
What is the limit of credit history on a credit report?
Seven to Ten years. Any bad marks on your credit history can and most likely will remain with you for 7 to 10 years before they are wiped off you record. This is why it is so very important to keep a clean credit history, pay all you bills on time, etc. One little late payment will mar your credit history for many years.
Does Bank of America offer interest free credit cards?
No bank offers a credit card with NO interest. However, many banks offers no or low interest balance transfer offers, where you take a balance from one card and transfer the amount to new card with no or little interest, but only for a certain time, usually around 6 months.
Are the Cashnet loan interest rates competitive?
The Cashnet loan interests vary. The rates vary depending on the applicant and the applicant's credit history. The better your credit, the lower your rates are. You might also get a cheaper rate if you have little or no credit so that way you can rebuild/build your credit.
What services does bad credit auto offer?
Bad Credit Auto offers traditional auto loan services, including loans for individuals with high-risk, poor or bad credit scores. Bad Credit Auto also offers flexible payment terms and competitive interest rates for individuals with little or no credit history.
What is the average online interest rate for auto loans?
There is no one average interest rate for auto loans, as rates vary greatly by lender, the consumer's credit history and the type of vehicle being financed. Online banks may charge as little as 3.5% to qualified buyers with good credit on a new or late model passenger vehicle. Bad credit loans through financing companies can run as high as 24%.
I wish to have my own credit card Is it possible to obtain one though I don't have credit history?
Yes you can. Everyone starts off at some point without a credit history, and there are options available for people who would like to get a credit card without any history of having one. They can start to build their credit history by applying for a secured credit card or applying for a joint credit card with someone who has an established credit history. The third option available to someone who has no credit history is to find a credit card issuer catering to first-time customers and offer student credit cards or bad credit credit cards or just plain and simple credit cards that are able to be approved for with little or no credit history.
Which are the best credit card companies to apply to?
Capital One is a company that works well for people with poor or little credit. They start you off with a low limit usually 500.00 and a reasonable interest rate. Its always best to go through your bank to get a credit card, Because they usually offer lower interest rates. Capital One is a company that works well for people with poor or little credit. They start you off with a low limit usually 500.00 and a reasonable interest rate. Its always best to go through your bank to get a credit card, Because they usually offer lower interest rates.
What is the limit of credit history on a credit report?
Seven to Ten years. Any bad marks on your credit history can and most likely will remain with you for 7 to 10 years before they are wiped off you record. This is why it is so very important to keep a clean credit history, pay all you bills on time, etc. One little late payment will mar your credit history for many years.
If a collection agency is after a small amount of debt and you pay that amount in full how will this payment improve your credit score?
It can improve your credit score a little, but to make the best improvement possible contact them and negotiate to have them remove their listing on your credit reports completely in exchange for your payment in full. This will help your credit FICO score the most.
How would you use the word negotiate in a sentence?
Can we negotiate on that price? It is a little too high for my preferences.
What are bad credit reports?
Bad credit reports are those that show negative aspects of your credit history. The types of issues that cause bad credit are missed payments, too much credit, too little income, etc.
Does Bank of America offer interest free credit cards?
No bank offers a credit card with NO interest. However, many banks offers no or low interest balance transfer offers, where you take a balance from one card and transfer the amount to new card with no or little interest, but only for a certain time, usually around 6 months.
How does the USAA credit card compare with others in terms of fees?
USAA credit cards generally have little or no fees compared with those of other companies or organizations. Also, interest rates are lower with a USAA credit card.
Why score goes down after paying a charge off?
I know it sounds a little goofy but, your credit score is based on your credit history. Once you pay something off your credit history is completed for that particular account so your score drops a little. Having said that, I certainly don't recommend that you keep a lot of bills open just to keep your credit score high. A credit card where you maintain a small balance with most of the credit line available and paying your utilility, phone and rent or house payment on time or a little early will keep your credit score pretty healthy.
