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Absolutely. You authorized additional pulls of your credit when you established the account. This is not only legal, but customary. Credit card issuers periodically check your credit to see how you are managing your financial obligations. If they notice late payments on other credit accounts, they can use clauses in your contract to raise your interest rate, even if you have never paid THEM late. They also perform an inquiry into your credit report in conjunction with an increase of your credit limit.
What else can I help you with?
Which credit card companies only pull from experian for applications?
There is not a specific answer to this question. The best way to explain this is that not all creditors report with all three bureaus. Ask that specific creditor who they report with.
How do i check my credit score without a credit card?
annualcreditreport.com is the first place to go ---no cost--no credit card necessary If you want to check your score more than once a year go to CreditKarma.com - they allow you to pull your score whenever you want without a credit card or fee.
What is a soft credit report apposed to a hard credit report?
The nomenclature generally used in the credit report industry is usually "hard pull" and "soft pull". A hard pull of your credit history is done when a potential lender retrieves your credit file on your behalf for the purpose of deciding whether to extend credit to you or not. A soft pull is done when you want to pull your own report for review purposes only or when a lender checks your credit without your permission (perhaps to pre-qualify you for a credit card offer).
If you open a new credit card how many points will your credit scorce raise?
when you open new credit card, your point actually drops, because they pull your credit report. it usally drops 11 points or so, depending on credit card company.. and your score will increase after your first payment is made. asian623 http://www.myspace.com/scionturboracing
How can I safely and efficiently pull cash from my credit card without incurring high fees or interest rates?
To safely and efficiently pull cash from your credit card without incurring high fees or interest rates, consider using a cash advance from your credit card sparingly and only in emergencies. Be aware of the fees and interest rates associated with cash advances, which are typically higher than regular credit card purchases. Additionally, try to pay off the cash advance as soon as possible to minimize interest charges.
Does a company need written permission to pull your credit?
No. They obtain the information they need to check your credit rating, when you fill out the application. Yes & No. According to the FCRA, if you are applying for a loan, line of credit, credit card or employment, you credit can only be pulled with your written consent. Credit Card companies, finance companies, etc., are allowed to pull you credit, but only if they send you an unsolicited offer in the mail containing a toll free phone number to permanantly take your name off of their list. These inquiries do not adversely affect your credit.
How can you find out what companies you owe money to?
PULL YOUR CREDIT REPORT
How can you use a credit card to send a check?
Call your credit card company and ask for them to send you some checks that will pull on your available credit card funds. That's all it takes.
Which credit card companies only pull from experian for applications?
There is not a specific answer to this question. The best way to explain this is that not all creditors report with all three bureaus. Ask that specific creditor who they report with.
What dentist will pull wisdom teeth on payment program?
You can apply for a Care Credit credit card offerd through GE Money, they have a website you can locate various doctors in different fields that support the credit card.
How do i check my credit score without a credit card?
annualcreditreport.com is the first place to go ---no cost--no credit card necessary If you want to check your score more than once a year go to CreditKarma.com - they allow you to pull your score whenever you want without a credit card or fee.
What is a soft credit report apposed to a hard credit report?
The nomenclature generally used in the credit report industry is usually "hard pull" and "soft pull". A hard pull of your credit history is done when a potential lender retrieves your credit file on your behalf for the purpose of deciding whether to extend credit to you or not. A soft pull is done when you want to pull your own report for review purposes only or when a lender checks your credit without your permission (perhaps to pre-qualify you for a credit card offer).
If you open a new credit card how many points will your credit scorce raise?
when you open new credit card, your point actually drops, because they pull your credit report. it usally drops 11 points or so, depending on credit card company.. and your score will increase after your first payment is made. asian623 http://www.myspace.com/scionturboracing
How do you get more gold in batheo?
Click on the coin on the top left corner, pull out your credit card and use it ;)
Who has access to personal consumer credit reports?
A consumer has access to his own credit. When you apply for loans, you authorize the lender to pull your credit. You also give permission to prospective employers as well as in other matters where the information is relevant. Collection agencies pull your credit to research information about your situation, your employer, current address, etc. The general public does not have access to credit files. Those who have access to personal consumer credit reports, are the credit agencies, credit card companies (should you apply), mortgage firms and banks, and car dealerships (should you buy a car and not pay in cash).
Does it effect your credit score when employers check your credit?
No it does not -- it is called a soft inquiry. The credit bureaus classify companies who pull a credit report. Some companies pull credit reports for lending, others use credit reports for non-lending purposes. Hard inquiries are those that count against credit scores and are from lenders upon an inquiry for credit. Soft inquiries or those used for non-lending practices do not count against credit scores. From the classifications used by credit bureaus, the credit scoring system can determine the type of inquiry (whether for credit or otherwise) that is pulled.
How can I safely and efficiently pull cash from my credit card without incurring high fees or interest rates?
To safely and efficiently pull cash from your credit card without incurring high fees or interest rates, consider using a cash advance from your credit card sparingly and only in emergencies. Be aware of the fees and interest rates associated with cash advances, which are typically higher than regular credit card purchases. Additionally, try to pay off the cash advance as soon as possible to minimize interest charges.
