Steps to Dispute • Get your credit report. • Review your credit report. • Decide which items you want to dispute. • Write letters. • Always hand write your letters in your own handwriting. • Keep copies of all correspondence. • Keep separate file copies on each credit bureau. • Follow up if needed. • Obtain results.
55.6 INR
No you cannot remove a repossession off your credit report if your cosigner has a judgement on the repossession.
File a motion to vacate based on that fact. After the judgment is entered there is a SOL for filing that motion.
Bankruptcy. Bankruptcy will not remove a judgment from the debtor's credit report. The judgment will still remain for the required time if it is discharged in bankruptcy, settled or paid in full. Valid judgments remain for the required 7 years. Most judgments are renewable and can be reentered on the debtor's credit report whenever that action is taken.
A judgment will reduce you credit score. It takes about 7 years for an item on your credit report to be removed. You have to make a request for it to be remove from your credit after you 7 year period.
55.6 INR
No you cannot remove a repossession off your credit report if your cosigner has a judgement on the repossession.
Contest the judgment through the three major credit reporting bureaus. They will contact the party and either verify that it was paid off and remove it or if they do not hear back with 20 days they will remove it from your credit report.
File a motion to vacate based on that fact. After the judgment is entered there is a SOL for filing that motion.
Bankruptcy. Bankruptcy will not remove a judgment from the debtor's credit report. The judgment will still remain for the required time if it is discharged in bankruptcy, settled or paid in full. Valid judgments remain for the required 7 years. Most judgments are renewable and can be reentered on the debtor's credit report whenever that action is taken.
A judgment stays on your credit report until it is satisfied or proven falls in a court of law. The only way to remove it is to pay it off.
A judgment will reduce you credit score. It takes about 7 years for an item on your credit report to be removed. You have to make a request for it to be remove from your credit after you 7 year period.
The judgment remains as a court record. The credit reporting agencies should report that it has been discharged in bankruptcy. If the bankruptcy remains on your credit report for more than 10 years, you can tell them to remove it.
I dont know ask someone who cares
If the judgment has been paid, the credit bureaus (such as Equifax, Experian and TransUnion) should reflect this in their credit reports. However, until the legislatively mandated time limits have expired, it will likely not be removed from the report.
Yes, if it is not a perfected lien against real property and the debt was discharged in the bankruptcy.
Car repos result in a balance due once the vehicle is sold at auction. If the creditor has won a court judgment you would not be able to remove it. Your best strategy is to act prior to the judgment by offering a settlement. See "working with a collection agency in So you want to fix your credit huh". www.wowifixedmycredit.com