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Depends on how long they want to charge late fees. Usually 18 months deliquent, but filing a small claims against you can be immediate. Also they can garnish your wages after there is a judgment. Watch out!

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16y ago

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Can credit card companies put a lien on a tax refund?

Yes, if they obtain a judgment and file for a garnishment of your state tax refund.


How is a judgment placed on someone's credit report?

A judgment is typically placed on someone's credit report when a creditor takes legal action against them for unpaid debts and wins a judgment in court. This judgment is then recorded with credit bureaus and can negatively impact the person's credit score.


How do you get an outstanding judgment placed on someone's credit report?

Placing JudgmentsFirst you need to win the judgment in court proceedings. Then with that paperwork, you can contact the credit reporting agency. With that judgment, you can also do a search of the person's assets (through the internet) and put a lien on the assets.Individuals do not report judgment awards to credit reporting bureaus that is done by independent agencies contracted by the credit bureaus.A judgment cannot be used to access a person's financial and personal information, that is done via discovery documents issued before the judgment is entered against the debtor/defendant.


How is a judgment placed on a persons credit and who puts it there?

Anyone can file suit against you, and if they win the case, get a judgment awarded in their favor. The credit bureaus monitor public records looking for legal items of a financial nature that can be reported on consumer's credit. Most often, this is done by outside vendors, who collect this information and transfer, or sell it to the bureaus.


Can a credit card company put a lien on a safety deposit box?

Yes. If they find it and obtain a judgment lien in court first.Yes. If they find it and obtain a judgment lien in court first.Yes. If they find it and obtain a judgment lien in court first.Yes. If they find it and obtain a judgment lien in court first.


How does the winning plaintiff have a judgment entered on the defendant's credit report?

Plaintiff's do not enter a judgment on the defendant/debtor's credit report. Private agencies research court records and report civil lawsuit judgments that have been entered against a debtor to the credit bureaus.


How does a judgment get attached to your credit report?

A credit report is simply an information company's product. They make reports n items of public record - like a judgment - and for information the service users agree to share - to it's members for a fee. The reports can be purchased with almots any time frame or parameters you want. Judgements are exceptionally relevant to anyone granting credit.


What is statute of limitation for Ohio credit card debt?

A creditor must petition the court to obtain a judgment against you for a credit card debt. If successful then the judgment is recorded in the land records. According to the chart at the link below an Ohio judgment is good for 21 years and must be brought forward in the land records by a re-recording every five years.


How do you get a judgment put on someone's credit report?

Individuals cannot "put" something on someone else's credit report. Judgments are part of the public record, and as such, are the subject of routine searches by individuals who re-sell this type of information to Credit Reporting Agencies. So, if you were the prevailing party in a judgment, you can be relatively certain the judgment will find it's way onto the defendants credit. In most states, a judgment must be recorded twice to ensure that it attachs to any real property owned by the defendant.


How do you report someone who owes you money to the credit reporting agencies?

If you are not a company that reports unpaid debts to the credit bureau's, you can turn the debt over to a collection agency who does report. The other way is to obtain a judgment against them and it will automatically be reported by the courts.


How do you put a lien on someone who has not performed services promised?

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Can a sewer company put a lien on your house?

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