0
With that judgment, you can also do a search of the person's assets (through the internet) and put a lien on the assets.
Individuals do not report judgment awards to credit reporting bureaus that is done by independent agencies contracted by the credit bureaus.
A judgment cannot be used to access a person's financial and personal information, that is done via discovery documents issued before the judgment is entered against the debtor/defendant.
What else can I help you with?
How is a judgment placed on someone's credit report?
A judgment is typically placed on someone's credit report when a creditor takes legal action against them for unpaid debts and wins a judgment in court. This judgment is then recorded with credit bureaus and can negatively impact the person's credit score.
How is a judgment placed on a persons credit and who puts it there?
Anyone can file suit against you, and if they win the case, get a judgment awarded in their favor. The credit bureaus monitor public records looking for legal items of a financial nature that can be reported on consumer's credit. Most often, this is done by outside vendors, who collect this information and transfer, or sell it to the bureaus.
How do you get a judgment put on someone's credit report?
Individuals cannot "put" something on someone else's credit report. Judgments are part of the public record, and as such, are the subject of routine searches by individuals who re-sell this type of information to Credit Reporting Agencies. So, if you were the prevailing party in a judgment, you can be relatively certain the judgment will find it's way onto the defendants credit. In most states, a judgment must be recorded twice to ensure that it attachs to any real property owned by the defendant.
If you have a judgment and after 7 years it's off your credit does that mean that the creditor can't put a lien on any of your property?
I don't know if the laws are the same everywhere, but we had to get a judgment against someone and had a lien placed on his house. We were told that if we went back to court before the 7 years were up we could get another judgment against him and keep the lien in place. He's had a lien on his home for over 10 years now -- and until he pays his debt or the law changes we'll keep going back to court. Of course, he owes us a LOT of money. A judgment has to be renewed by the plaintiff at set intervals, determined by law. You can find the SOL relative to judgments for your state, and if the statute has expired, contact the court to see if the judgment has been renewed by the plaintiff. If not, they can't collect.
Can a request for default judgment be filed if there was no summons?
There can be no judgment of any sort unless the lawsuit has been filed and "heard" in accordance with state statutes. Often the defendant debtor believes they have not been legally served because the civil summons was not physically placed in their hands. In the majority of U.S. states that is not a requirement. A civil summons can be hand delivered in several ways (process server, courier such as FedEx, etc.) or it can be sent as registered mail via U.S.Postal service. The premise for such action is that a "reasonable attempt" needs to be made to inform the defendant that he or she is being sued. If the named person cannot be found and/or he or she refuses delivery of said summons the lawsuit will go forward under the default laws. In such instances a default judgment can legally be filed. The defendant does have the right to contest the validity of said judgment to have it quashed. But unless it can be proven that the required notification procedures were not followed the judgment will stand.
What is an outstanding judgment on a credit report?
An outstanding judgment is a court order that gives a creditor the legal right to collect from a debtor. As court judgments are a matter of public record, a creditor can report the judgment on the debtor's credit reports. An example of a judgment placed on a credit report would be a judgment for eviction. This judgment will remain on the credit report for seven years from the filing date.
How do you put an eviction against someones credit?
When an eviction judgment is placed against a person by the judge it is picked up by credit bureaus. Judgments for evictions are the same as those of lawsuits. There may or may not be any money involved.
Can a judgment be placed on you due to a deficiency in a repossession?
Yes, the lender can file suit for the outstanding amount and if they receive a judgment they can execute the judgment in the manner in which the laws of the judgment debtor's state allow.
How is a judgment placed on someone's credit report?
A judgment is typically placed on someone's credit report when a creditor takes legal action against them for unpaid debts and wins a judgment in court. This judgment is then recorded with credit bureaus and can negatively impact the person's credit score.
Can personal property be levied when a judgment is placed against you for credit card deliquency?
Answer: If your credit card company obtains a judgment against you they may take any property of value that they can find.
Once a credit card judgment has been placed in your name can you ignore it or do you have to pay it off?
If a judgment has been placed against you you will have to pay it off. You should probably contact the credit card company and see if you can work out a reduced payment or if they will forgive a certain amount of it.
How is a judgment placed on a persons credit and who puts it there?
Anyone can file suit against you, and if they win the case, get a judgment awarded in their favor. The credit bureaus monitor public records looking for legal items of a financial nature that can be reported on consumer's credit. Most often, this is done by outside vendors, who collect this information and transfer, or sell it to the bureaus.
How is a civil judgment entered on a credit report?
Credit bureaus contract agencies to search public records. The judgment is then reported to the credit bureau and the notation is placed in the file of the judgment debtor. False/mistaken judgment entries on credit reports are not uncommon and is a major reason why consumer's should check their report on a regular basis. A civil judgment is entered on a credit report 15 to 30 days after a court proceeding. If the judgment is in fact true in nature, you can negotiate with the creditor to pay them on different terms to keep the judgment off. If the judgment is not yours, you will need to find the state and county in which they were filed and dispute this information with all three credit bureaus.
How do you get a judgment put on someone's credit report?
Individuals cannot "put" something on someone else's credit report. Judgments are part of the public record, and as such, are the subject of routine searches by individuals who re-sell this type of information to Credit Reporting Agencies. So, if you were the prevailing party in a judgment, you can be relatively certain the judgment will find it's way onto the defendants credit. In most states, a judgment must be recorded twice to ensure that it attachs to any real property owned by the defendant.
Can a credit card company put a lien against you?
A lien cannot be placed against an individual in reality. However, a judgment creditor such as a credit card company can place a lien against real property owned by a judgment debtor. The judgment creditor can take other steps as well to collect the debt, an example would be income garnishment.
After filing a judgment with the county clerk how does the judgment get on your credit report?
There are agencies/operators that collect public records information which is placed in databanks. This information is then sold to other agencies such as credit bureaus. Some of the reasons it is handled in this manner is to assure the information is valid and to keep the necessary "paper work" at a minimum.
Can a lien be placed on your personal property by a credit card company if the account is in arrears?
A creditor must follow due process as prescribed by the laws of the state where the debtor resides. For a lien to be placed against real property the creditor must first sue the debtor, be awarded a judgment and enforce the judgment as a property lien.
