answersLogoWhite

0

A credit report is simply an information company's product. They make reports n items of public record - like a judgment - and for information the service users agree to share - to it's members for a fee. The reports can be purchased with almots any time frame or parameters you want. Judgements are exceptionally relevant to anyone granting credit.

User Avatar

Wiki User

13y ago

What else can I help you with?

Continue Learning about Law

How long does a satisfied judgment stay on your credit report WA?

A paid judgment stays on a person's credit report for seven years. An unpaid judgment also stays on the report for seven years, but may be renewed. Tax liens are another item that stay on a credit report for seven years, if paid. If not paid, they remain on the credit report indefinitely.


How does the winning plaintiff have a judgment entered on the defendant's credit report?

Plaintiff's do not enter a judgment on the defendant/debtor's credit report. Private agencies research court records and report civil lawsuit judgments that have been entered against a debtor to the credit bureaus.


How do you get a judgment put on someone's credit report?

Individuals cannot "put" something on someone else's credit report. Judgments are part of the public record, and as such, are the subject of routine searches by individuals who re-sell this type of information to Credit Reporting Agencies. So, if you were the prevailing party in a judgment, you can be relatively certain the judgment will find it's way onto the defendants credit. In most states, a judgment must be recorded twice to ensure that it attachs to any real property owned by the defendant.


Can a civil judgment be removed from credit report?

AnswerIf it was true and accurate, no. maybeThat is often state dependant, but you should be able to have it removed once the debt is paid. If it is not paid yet, it is considered outstanding debt, and will stay on your credit report. No a valid judgment will remain 7 years or indefinitely if the judgment creditor chooses to renew it.If a judgment is paid or settled the entry will reflect such, but the judgment will still remain on the CR for a minimum of 7 years.YesOnly the court or the credit bureaus can remove judgments on your credit report. You can dispute anything on your credit report to the credit bureaus that you believe to be inaccurate or erroneous.


How do you get an outstanding judgment placed on someone's credit report?

Placing JudgmentsFirst you need to win the judgment in court proceedings. Then with that paperwork, you can contact the credit reporting agency. With that judgment, you can also do a search of the person's assets (through the internet) and put a lien on the assets.Individuals do not report judgment awards to credit reporting bureaus that is done by independent agencies contracted by the credit bureaus.A judgment cannot be used to access a person's financial and personal information, that is done via discovery documents issued before the judgment is entered against the debtor/defendant.

Related Questions

What is an outstanding judgment on a credit report?

An outstanding judgment is a court order that gives a creditor the legal right to collect from a debtor. As court judgments are a matter of public record, a creditor can report the judgment on the debtor's credit reports. An example of a judgment placed on a credit report would be a judgment for eviction. This judgment will remain on the credit report for seven years from the filing date.


Will a judgment be removed from a credit report if it is paid?

No. It will show that you had a judgment on your credit report for up to seven years, but it will show a zero balance.


If your spouse has a judgment against them can it also be filed in the other spouse's credit report?

If the judgment names only one spouse as the judgment debtor it will not be entered on the non judgment spouse's credit report.


Does a judgment appear on the judgment debtor's credit report?

Generally, yes


How do I find out about a judgment on my credit report?

you sould go to a local bank and ask for a credit report


How long does a satisfied judgment stay on your credit report WA?

A paid judgment stays on a person's credit report for seven years. An unpaid judgment also stays on the report for seven years, but may be renewed. Tax liens are another item that stay on a credit report for seven years, if paid. If not paid, they remain on the credit report indefinitely.


How do I report a judgment to a credit bureau?

To report a judgment to a credit bureau, you typically need to provide the bureau with the necessary documentation, such as the court judgment or order. You can contact the credit bureau directly to inquire about their specific process for reporting judgments.


How does the winning plaintiff have a judgment entered on the defendant's credit report?

Plaintiff's do not enter a judgment on the defendant/debtor's credit report. Private agencies research court records and report civil lawsuit judgments that have been entered against a debtor to the credit bureaus.


What does it mean if a credit card company enters a judgment on you?

It means that you have that on your credit report for 8 years and that they have the right to collect the judgment from you.


How long does a judgment last in New Mexico?

A judgment stays on your credit report until it is satisfied or for 14 years. Sometimes it will stay on your credit report past 14 years.


What is the difference between a judgment and a lien on your credit report?

A judgment on your credit report conveys the decision of a court concerning a lawsuit. Amounts owed to the creditor are described in the judgment. A lien on a credit report expresses the legal right of one party to keep possession of property belonging to another party.


How can I check if a small claims judgment appears on my credit report?

To check if a small claims judgment appears on your credit report, you can request a copy of your credit report from the three major credit bureaus - Equifax, Experian, and TransUnion. Look for any entries related to judgments or court records in the public records section of your credit report.