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There is no time frame for this and it depends on the loan type.

Car loans are the easiest to get after filing bankruptcy. Cash loans are the hardest to get. Also credit cards are difficult to obtain with a bankruptcy on your credit report. Once you file, keep in mind you are now a "high risk" to banks and creditors. Your APR's will be very high, and that's if you get the credit of any kind to begin with.

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∙ 15y ago
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