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I too am on H1B and got a SSN. The Wachovia and Bank of America Secured card already declined me.

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10y ago

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If you recently moved to America and want to start building credit what should you do?

work at redell Honda


How can I start building up credit effectively?

To start building credit effectively, you can apply for a secured credit card, make timely payments, keep your credit utilization low, and monitor your credit report regularly for accuracy.


When can a teenager start building their credit rating?

at sixteen


How can I start building credit history?

To start building credit history, you can apply for a credit card, make small purchases, and pay off the balance in full each month. You can also consider becoming an authorized user on someone else's credit card or taking out a small loan and making timely payments. Building credit history takes time and responsible financial behavior.


How can a teenager start building their credit rating?

As long as you pay off all your payments that you paid on your credit card your credit rating will increase.


How can I start building a credit history?

To start building a credit history, you can apply for a credit card, make small purchases, and pay off the balance on time each month. You can also consider becoming an authorized user on someone else's credit card or taking out a small loan. Remember to use credit responsibly and monitor your credit report regularly.


How is it possible a consumer might not have a credit history?

If they have never taken out a loan, credit card, or anything else, there is no credit history. You should start building credit while in college - small credit cards and student loans are good ways.


how can i get a credit card with bad credit ?

You can start out with a prepaid card to start building your credit. Try this website www.vrtmg.com/rlunsford You can always get a pre-paid credit card. Walmart and many other stores offer them for a small service fee. Your bank can also offer you a debit card that you can use like a credit card.


How do you get a car loan without a cosigner?

start building your credit, get a department store credit card, like a target card, buy stuff then pay it off the next day.


How can I start developing credit?

To start developing credit, you can apply for a credit card or a secured credit card, make small purchases, and pay off the balance in full each month. Additionally, you can become an authorized user on someone else's credit card or take out a small loan and make timely payments. Building credit takes time and responsible financial behavior.


How can parents or guardians effectively build a child's credit?

Parents or guardians can help build a child's credit by adding them as an authorized user on their credit card, teaching them responsible financial habits, and encouraging them to start building credit early by opening a secured credit card or student credit card.


What is the best credit card option for someone with no credit history?

For someone with no credit history, a secured credit card is often the best option. This type of card requires a security deposit, which serves as collateral and helps establish a credit history. It can be a good way to start building credit responsibly.